A Coronavirus Update For Personal Trainers And Fitness Instructors

If you’re a personal trainer or fitness instructor and want to know what the rules are, you’re in the right place. This article lists the most common questions we’ve received and explains what you should do.

I’m a personal trainer/fitness instructor in England. Can I hold outdoor exercise classes?

The Government’s advice is changing all the time in light of the current situation. As of 19th October, this is where things stand…

Fitness instructors and personal trainers in England are still permitted to run outdoor group exercise classes for up to 30 people (29 participants and the instructor), provided your local council has granted permission and you’re following the relevant guidance with regards to social distancing.

This will, of course, vary from region to region, depending on which tier your region falls under. The below quote from the Department for Digital, Culture, Media and Sport, obtained by EMD UK, explains more:

“Exercise classes can still take place so long as they follow the relevant social contact rules at the various tiers. So at Tiers 2/3 you can run exercise classes provided that there is no mixing between the individual participants.”

To see what tier your location is in, click here.

Please note, the above guidance applies to England only. You must ensure that you continue to follow the restrictions relevant to your local area if you do not operate in England.

This guidance only applies if you are a business and you comply with Covid-19 Secure guidelines. You will also need to carry out a specific Covid-19 risk assessment which takes into account the measures stipulated by the Government.

These include:

  • Providing cleaning materials for participants to use
  • Staggering arrival and departure times at the session
  • Ensuring that a safe distance is maintained at all times throughout.

You must also keep a record of who attended the session for 21 days following, to facilitate track and trace if necessary.

If you are following the Government guidelines, you will be covered by your insurance.

Outdoor training is permitted in other parts of the UK. If you’re based in WalesScotland or Northern Ireland, click one of the links for further information.

If you have specific questions about what’s allowed in your area, please check the government advice and then contact your local council or the governing body for your sport.

Am I covered for holding indoor classes?

You’re covered for organised indoor sport and indoor exercise classes provided groups of more than six do not mix and you’re following Government advice around social distancing and complying with the appropriate policy terms and conditions. If you’re unsure about how many people you can train at any one time, please refer to the advice given by the Governmentfitness governing bodies, or your local council.

Please remember that as of Thursday 24th September, your venue is also now required to show the NHS Track and Trace QR code.

Can I train clients online?

Where previously we only covered you to teach up to 6 people in an online session, regardless of the ratio outlined in your Insurance Scope, we have now enhanced this cover so that the coach to participant ratio for your sport now applies to online sessions. However, where the ratio is Unlimited, this will be a ratio of 1:30 for online sessions, which means you can teach up to 30 participants in one session.

These enhancements apply to all sports in Risk Group A, as well as non-contact Martial Arts sports. Please check your Insurance Scope to make sure your sport falls into this category before training clients in this way.

Am I covered if someone I train with gets coronavirus?

Some personal trainers and fitness instructors have asked us if they’re covered under Loss of Earnings if one of their class members gets coronavirus and they have to self-isolate.

Unfortunately, Loss of Earnings only covers you for physical injuries sustained while carrying out the activity for which you’re insured. It doesn’t cover you for personal illness or consequent income loss from quarantine procedures.

What other guidelines should I be aware of?

When participating in training or coaching, you should avoid:

  • Touching surfaces
  • Sharing equipment
  • Touching your mouth and face

Hopefully, the above answers your query. However, if you have a separate question about your policy, you have a couple of options…

If you’re an existing Insure4Sport policyholder

  1. Log in to your online account. Here, you can access your insurance documentation and find out about the conditions of your policy.
  2. If you’re still unsure, you can call us on 0333 400 9429 or email us at admin@insure4sport.co.uk (Monday – Friday, 9am – 5:30pm).

If you’re not an Insure4Sport policyholder

  1. You can build your own quote in a few minutes here. As you build the quote, it will explain to you what you’re covered for.
  2. If you have any questions about what we’ll cover you for which you’d rather discuss over the phone, you can call us on 0800 158 5530.

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