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INTRODUCTORY DISCOUNT 20% OFF

Personal Trainer and Fitness Instructor Insurance

Free Multi-Sports Cover
Lowest Price Guarantee
Pay Monthly %APR

Who is this cover for?

If you’re a personal trainer, fitness or dance class instructor, you’ll be dealing with clients and members of the public on a regular basis, so it’s essential that you have the right insurance policy in place to protect yourself. With Insure4Sport you can tailor your policy and pick from a range of cover options including; Public Liability, Professional Indemnity, Personal Accident, Loss of Earnings, Equipment and Employers Liability.

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Why do I need specialist personal trainer and fitness instructor insurance?

Our specialist insurance for personal trainers is there to protect you from possible liability claims, damage, loss or theft of any sports equipment you own, plus loss of earnings in case you suffer personal injury resulting in you being unable to work. Personal trainers have a duty of care to their clients and for this reason all personal trainers should consider taking out a dedicated specialist personal trainer insurance policy. With Insure4Sport personal trainer insurance, you’re free to focus on what matters – helping your clients to achieve their goals.

Take a look at the following examples of why every personal trainer should have specialist personal trainer insurance:
  • Accidental damage occurs (by you or your client) to property at a venue you are using for your session.
  • Your training techniques are questioned if a client suffers an injury following your advice or instruction.
  • You suffer an injury during a session which means you can’t work and earn for a period of time.
  • You injure yourself during a session and need physio treatment.
  • Your valuable sports kit or equipment is damaged, lost or stolen.
  • One of your employees seriously injures themselves whilst training a client and blame equipment provided by you. 

The sports we cover

We cover a range of activities under our Personal Trainer and Fitness Instructor insurance. Enter your main activities in the box below to check if we cover it, or go to our covered sports page to see a full list of sports.

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What is multi-sports cover?

We insure over 200 sports and activities, ranging from football and martial arts to aerial hoop dancing and zumba, and all of them fall into one of five risk groups. If you coach or instruct more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to coach or instruct them on the same policy at no extra cost, providing you have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.

Need a bit more information? View our Insurance Scope for further details on which risk group your sports fit into.
Graph showing that the higher your sport's level of risk is, the more sports you're covered to coach and play