What is multi-sports cover?
We insure over 270 sports and activities, ranging from football and martial arts to aerial hoop dancing and zumba, and all of them fall into one of five risk groups.
If you play, coach or instruct more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to play, coach or instruct them on the same policy at no extra cost.
Every sport we cover is considered to carry a different level of risk; risk group A being the lowest and risk group E being the highest. The risk group is the same across all categories; PTs and fitness instructors, coaches, teams and players and participants.
Coaches and instructors must have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.
- Those insured for risk group A sports are insured to play/instruct sports within risk group A only.
- Those insured for risk group B sports are insured to play/instruct sports within risk group A and B only.
- Those insured for risk group C sports are insured to play/instruct sports within risk group A, B and C only.
- Those insured for risk group D sports are insured to play/instruct sports within risk group A, B, C and D only.
- Those insured for risk group E sports are insured to play/instruct sports within all risk groups.
- See the full list of sports we cover
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