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FREE Multi-Sports Cover

What is multi-sports cover?

We insure over 270 sports and activities, ranging from football and martial arts to aerial hoop dancing and zumba, and all of them fall into one of five risk groups.

If you play, coach or instruct more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to play, coach or instruct them on the same policy at no extra cost.

Every sport we cover is considered to carry a different level of risk; risk group A being the lowest and risk group E being the highest. The risk group is the same across all categories; PTs and fitness instructors, coaches, teams and players and participants.

Coaches and instructors must have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.

Graph showing that the higher your sport's level of risk is, the more sports you're covered to coach and play
  • Those insured for risk group A sports are insured to play/instruct sports within risk group A only.
  • Those insured for risk group B sports are insured to play/instruct sports within risk group A and B only.
  • Those insured for risk group C sports are insured to play/instruct sports within risk group A, B and C only.
  • Those insured for risk group D sports are insured to play/instruct sports within risk group A, B, C and D only.
  • Those insured for risk group E sports are insured to play/instruct sports within all risk groups.
  • See the full list of sports we cover

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Did you know we can protect your clubhouse?

We can cover your clubhouse with Buildings and Contents Insurance plus, you can add protection for your coaches and players too. Plus, we have many more cover options to ensure that you and your facility are fully protected.

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Insure4Sport® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.