Who is this cover for?
Whatever you coach, be it football, swimming or cheerleading, you’ll be regularly guiding and instructing your players and students to keep them focussed on improving. That’s why it’s so important to have specialist sports coach insurance in place to ensure you’re covered in the event of an accident. Insure4Sport offer flexible sports coach insurance that can be completely tailored to your needs.Get a quote
Why do I need sports coach insurance?
Our specialist sports coach insurance has been designed to provide protection from the risks that come with the job. Whether you coach full-time, part-time or have a temporary contract there is always a risk of possible liability claims arising following incorrect advice or guidance given. We can also cover damage, loss or theft of any equipment you may use whilst coaching, plus we offer personal accident and loss of earnings cover should you injure yourself whilst coaching and be unfit to continue working for a period of time.Take a look at the following examples of why every coach and instructor should have specialist insurance:
- During a session a player or student damages equipment at a venue you are using.
- A specific action you teach is brought into question if a client suffers an injury resulting from your advice or instruction.
- You become injured during a coaching session which means you can’t work (and earn) for a period of time.
- You injure yourself during a coaching session and require physio treatment.
- Your sports equipment needed to coach or teach is damaged, lost or stolen.
- One of your employees seriously injures themselves during a coaching drill and claims compensation from you.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
The sports we cover
We cover a range of sports and activities under our sports coach insurance. Enter your main sports in the box below to check if we cover it, or go to our covered sports page to see a full list of sports.
What is multi-sports cover?We insure over 200 sports and activities, ranging from football and martial arts to aerial hoop dancing and zumba, and all of them fall into one of five risk groups. If you coach more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to coach them on the same policy at no extra cost, providing you have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.Need a bit more information? View our Insurance Scope for further details on which risk group your sports fit into.
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