Why choose our specialist childrens multi-sports insurance?
Childrens multi-sports include a variety of activities such as hopscotch and skipping aimed at developing balance and hand-eye co-ordination. Coaching childrens multi-sports may sound like an easy job, but you should always protect yourself against potential accidents. With Insure4Sport, you can tailor your policy so you only pay for the cover you need.
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Why do childrens multi-sports coaches need insurance?
Coaching childrens multi-sports sounds fairly risk-free, but you should always be prepared. Having a specialist insurance policy in place is essential to providing you with the protection you need from the risks that come with the job. If one of your students injures themselves during a lesson, you could be faced with a compensation claim, which could set you back thousands. With an Insure4Sport policy, we could help you to pay for the claim as well as protecting against personal accident injuries, damage to property and equipment theft or damage.Take a look at the following examples of why every childrens multi-sports coach should have specialist insurance:
- A student damages equipment during a session at a venue you are using.
- A specific action you teach is brought into question if a student suffers an injury resulting from your advice or instruction.
- You injure yourself during a session which means you can’t work (and earn) for a period of time.
- You injure yourself during a session and require physio treatment.
- Your sports equipment needed to teach is damaged, lost or stolen.
- One of your employees seriously injures themselves during a session and claims compensation from you.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
What is multi-sports cover?We insure over 200 sports and activities, ranging from football and martial arts to aerial hoop dancing and zumba, and all of them fall into one of five risk groups. If you play or coach more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to play or coach them on the same policy at no extra cost. Coaches and instructors must have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.Need a bit more information? View our Insurance Scope for further details on which risk group your sports fit into.
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