Specialist sports insurance for:
Cheerleading Coaches & Instructors, Cheerleading Teams & Cheerleaders
Why do I need cheerleading insurance?
Cheerleading has become so much more than just a half time feature for other sports. Competitions are held nationally and internationally, with coaches choreographing ever-more ambitious and high-flying routines to win the judges’ approval.
When performing routines of this nature, even the most experienced cheerleaders can occasionally mistime a stunt, causing injury to themselves or somebody else.
Insure4Sport’s cheerleading insurance is tailored to protect cheerleaders and instructors from the unexpected, so they can keep their mind on the routine in hand
What does cheerleading insurance cover?
Public Liability cover against injury or property damage:
Whatever level of cheerleading you teach, from beginners to advanced, the risk of someone in your class seriously injuring themselves is real risk which could lead to a costly claim against you. Someone in your class could be dropped during a stunt or mistakenly hit by one of the stunt’s flyers and hold you responsible.
Insure4Sport’s Public Liability protects your legal accountability if a claim is made against you for either injury or accidental property damage.
- Our Public Liability cover starts at £1 million for just £4.12 per month* for coaches and £1.27 per month for participants*.
- You’ll also get £1 million Professional Indemnity cover FREE when you take out Insure4Sport’s Public Liability cover, protecting you against claims that arise from cheerleading advice you’ve given.
Personal Accident cover if you require treatment:
Jaw-dropping stunts are one of the most important features of a cheerleading routine – but they don’t always go to plan. Whether you’re being thrown in the air as a flyer or acting as an all-important base, a nasty fall or other accident could require medical treatment and leave you unable to teach or practice.
Insure4Sport’s Personal Accident cover makes sure the financial impact of any injuries is kept to a minimum.
- Insure4Sport provides up to £50,000 Personal Accident cover, with £10,000 PA cover costing just £1.13 per month for players*, £11.25 per month for teams* and £1.13 per month for coaches*.
- You can also add Loss of Earnings cover from £2.25 per month for players and coaches* and £17.63 per month for teams*.
Compensation for equipment repairs and replacements:
Equipment is an essential aspect of cheerleading - whether it’s a training aid or a mat, if it’s lost, stolen or damaged, you could be unable to train or teach.
Thanks to Insure4Sport’s Equipment cover, if your equipment is lost, stolen or damaged, we’ll make sure it’s repaired or replaced in minimal time.
- You can cover your cheerleading equipment against loss, theft and damage from as little as £1.13 per month for up to £250 of equipment*
- If the item is less than one year old - and it was bought new - we’ll replace it New-for-Old. We’ll also make repairs or replacements up to the figure stated in your Insurance Schedule.
Why choose our cheerleading insurance?
Cheerleading requires you to be on top of your game at all times and Insure4Sport’s cheerleading insurance is tailor-made to help you control the impact of any unexpected accidents. You can create and buy your perfect policy online and be confident that you’re paying the best price for the best
cover thanks to our Lowest Price Guarantee. Get an instant online quote here to find the cover that’ll keep you flying high.
*Price includes introductory 10% discount and correct as of February 2018
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
for over 200 sports
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