Sports Club Insurance
Specialist sports club insurance that is designed to cover sports facilities and sports businesses
Specialist sports club insurance that is designed to cover sports facilities and sports businesses.
Sports club insurance has previously been available through Insure4Sport, a trusted UK insurance specialist and part of the Ripe Group. Now, it’s available directly on the Ripe website as part of a new product covering gyms, sports clubs, leisure clubs, and community groups.
With years of experience arranging insurance for sports clubs and sports facilities, Ripe now makes it quicker and easier than ever — and you can get a quote and get covered instantly online.
Policies can protect the facility and building, equipment, and the people using it. This makes the cover ideal for sports club operators, as well as sports coaches running their own business.
Looking for personal or individual cover?
What can specialist sports club insurance cover?
Sports club insurance
Buildings - Help to financially protect your clubhouse building in case it’s damaged and needs repair.
Contents - Help to financially protect your sports club's building contents from theft, loss, or accidental damage.
Public liability - Financial protection for your sports coaches and players from third-party injury and property damage.
Gym equipment cover - Financial protection if your sports equipment such as weights, is stolen, lost or damaged.
Employers’ liability - Financial protection if an employee gets injured or becomes ill as a result of the work they do for you, even if they are volunteers.
Business interruption - To help cover loss of gross revenue or profit as a result of property damage such as fire or floods.
Why should you consider sports club insurance?
Insurance for your clubhouse is an important consideration as it can help to financially protect your sports facilities, you, your employees and sports club members against financial risks, such as:
- Equipment stored in your premises being stolen or damaged
- Somebody claiming against one of your coaches for injury or third-party property damage
- A flood or storm causing serious damage to your building
Public Liability insurance for sports clubs
Public liability insurance for sports clubs can help financially protect the club following incidents, such as if a sports club member were to injure themselves whilst on the sports club premises and deem the club or one of your employees responsible. It can also cover Employers’ Liability insurance, which is a legal obligation if you employ members of staff in the UK.
Sports club business insurance
If you were forced to close your sports club unexpectedly because of events out of your control, such as if the sports facilities were impacted by floods or fire, your club could experience a substantial loss of revenue. Business interruption cover could help you cover lost income and manage salaries or rent if your business cannot operate.
What types of sports clubs can I get insurance for?
Insure4Sport arranges cover for many different sports clubs. Popular sports clubs include athletic clubs and field sports, boating clubs, such as kayaking and paddleboarding, and outdoor and adventure clubs, such as climbing.
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How much your sports club insurance will cost depends on several factors, such as:
• The size of your business
• The location of your business
• The level of cover you need -
Public liability insurance can help to financially protect you, your employees, and your athletes if someone gets injured due to your equipment or building or if damage to third-party property occurs. It can also work as financial protection if a member of the public is spectating an event at your club and accidentally gets injured.
Therefore, whilst not a legal requirement, it is an important consideration for business owners.
If your sports club employs any members of staff, Employers’ Liability insurance is a legal requirement in the UK.
