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Specialist Martial Arts Insurance

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Why choose our specialist martial arts insurance?

Martial arts covers a wide range of fighting disciplines from Karate and Judo to Kendo and Taekwondo, all of which take many years to master. Over recent years, interest has risen in martial arts, as has the need to make sure you’re properly covered. At Insure4Sport we specialise in martial arts insurance and can provide you with an affordable policy to cover you for a number of different martial arts styles, ranging from Judo and Karate to MMA and Kickboxing. Whether you’re a martial arts instructor or practitioner, we’re confident we have a policy to suit your needs.

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Why do martial arts instructors need insurance?

Every martial arts instructor should have a martial arts insurance policy to provide total peace of mind, that if an accident happens, you’re covered. An Insure4Sport martial arts insurance policy can cover you in case of any damage, loss or even theft of your specialist equipment that you use whilst teaching. We also offer Personal Accident and Loss of Earnings cover to protect you if you injure yourself during a session and require physio treatment, or are subsequently unable to work and lose income for a period of time. There is also a worldwide option, ensuring that wherever you are in the world you are, you’re covered.

Take a look at the following examples of why every martial arts instructor should have specialist insurance:
  • A student damages equipment during a session at a venue you are using.
  • A specific action you teach is brought into question if a student suffers an injury resulting from your advice or instruction.
  • * A student injures another student whilst practicing a Martial Art that permits contact such as throws (e.g. MMA), and you are deemed liable.
  • You become injured during a session which means you can’t work (and earn) for a period of time.
  • You injure yourself during a session and require physio treatment.
  • Your sports equipment needed to teach is damaged, lost or stolen.
  • One of your employees seriously injures themselves during a teaching session and claims compensation from you.

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Why do martial arts practitioners need insurance?

Practitioners also need martial arts insurance to cover themselves in the event of an accident or injury. With an Insure4Sport policy, you can get covered for damage to third party property, individual accidents such as broken bones, any physiotherapy that may be needed due to the accident, as well as any loss of income you may experience due to being unfit to work.

Take a look at the following examples of why every martial arts practitioner should have specialist insurance:
  • You injure yourself during a session and require physio treatment.
  • You suffer an injury during a session which means you can’t work and earn for a period of time.
  • Your sports equipment is damaged, lost or stolen.
  • You accidentally injure another participant during a session and they decide to take legal action against you.

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What is multi-sports cover?

We insure over 200 sports and activities, ranging from football and martial arts to aerial hoop dancing and zumba, and all of them fall into one of five risk groups. If you play or coach more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to play or coach them on the same policy at no extra cost. Coaches and instructors must have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.

Need a bit more information? View our Insurance Scope for further details on which risk group your sports fit into.
Graph showing that the higher your sport's level of risk is, the more sports you're covered to coach and play

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