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Specialist Gymnastics Insurance

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Why choose our specialist gymnastics insurance?

Gymnastics is fun for those who take part and great to watch, but due to the fast paced, complex nature of the routines performed, there is a heightened risk of accidents and personal injury. Gymnasts pride themselves on the difficulty level of each routine to win the approval of the judges, so a gymnastics insurance policy from Insure4Sport is a must-have safety net to give you total peace of mind when performing or training.

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Why do gymnastics coaches need insurance?

Whether you coach in schools or in your spare time, you’ll be instructing and guiding gymnasts on a regular basis, which is why it’s so important to have a specialist gymnastics insurance policy in place to protect you from the risks that come with coaching. With Insure4Sport you can build your own policy choosing from cover options such as; Public Liability, Professional Indemnity, Personal Accident, Loss of Earnings, Sports Equipment and Worldwide cover.

Take a look at the following examples of why every gymnastics coach should have specialist insurance:
  • A student damages equipment during a session at a venue you are using.
  • A specific action you teach is brought into question if a student suffers an injury resulting from your advice or instruction.
  • You injure yourself during a session which means you can’t work (and earn) for a period of time.
  • You injure yourself during a session and require physio treatment.
  • Your sports equipment needed to teach is damaged, lost or stolen.
  • One of your employees seriously injures themselves during a teaching drill and claims compensation from you.

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Why do gymnasts need insurance?

Gymnasts, along with cheerleaders, have one of the highest injury rates of any athlete. Muscle tears, whiplash and neck injuries are common, which is why it’s essential to have a specialist insurance policy in place to protect you if an accident happens. A specialist gymnastics insurance policy from Insure4Sport can provide cover for personal accident including broken bones and physiotherapy, plus Loss of Earnings cover which provides compensation should you injure yourself during a performance or training session and be unfit to work for a period of time.

Take a look at the following examples of why every gymnast should have specialist insurance:
  • You injure yourself during a performance or training session and require physio treatment.
  • You suffer an injury during a performance or training session which means you can’t work and earn for a period of time.
  • Your sports equipment is damaged, lost or stolen.
  • You accidentally injure another participant during a performance or training session and they decide to take legal action against you.

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Why do gymnastics teams need insurance?

Insure4Sport offers amateur gymnastics teams a policy that can be specifically tailored to the needs of the team. Both junior and adult teams can be insured on the same policy, providing complete peace of mind that every time the team steps up, everything from the apparatus to the gymnasts’ legal responsibility is covered.

Take a look at the following examples of why every amateur gymnastics team should have specialist insurance:
  • You give the go ahead to play or practice at a facility, a member of an opposing team gets injured and you’re held responsible because the facility is deemed to be unfit.
  • One of the team coaches offers advice which leads to a team member’s injury.
  • A team member injures themselves during a team training session and requires physio treatment.
  • A team member injures themselves whilst travelling to, from or participating in the sport, which prevents them from carrying out normal work duties and therefore they incur a loss of earnings.
  • Team sports kit or equipment is damaged, lost or stolen.
  • You employ a physio who injures themselves whilst running to treat an injured team member and they claim compensation from you.

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What is multi-sports cover?

We insure over 200 sports and activities, ranging from football and martial arts to aerial hoop dancing and zumba, and all of them fall into one of five risk groups. If you play or coach more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to play or coach them on the same policy at no extra cost. Coaches and instructors must have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.

Need a bit more information? View our Insurance Scope for further details on which risk group your sports fit into.
Graph showing that the higher your sport's level of risk is, the more sports you're covered to coach and play

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