Why choose our specialist cricket insurance?
Cricket is a fast and fun game, but can be the cause of some serious injuries. It’s essential if you’re a coach or an amateur cricketer, that you’re protected in the event of an accident. Insure4Sport offer all coaches, teams and individuals specialised cricket insurance policies that can be totally tailored to suit your needs.
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Why do cricket coaches need insurance?
With our specialist cricket coach policy, you can rest assured that whenever you step onto the cricket pitch, you and all your cricket equipment are fully protected. As a coach, the safety of your players is of paramount importance and you are ultimately responsible for the players in your charge. Training methods must be new and innovative to keep players on their toes, but in fast-paced sessions, injuries can be sustained which may bring the advice you give into question.
Take a look at the following examples of why every cricket coach should have specialist insurance:- A player damages equipment during a match or training session at a venue you are using.
- A specific action you teach is brought into question if a player suffers an injury resulting from your advice or instruction.
- You become injured during a match or training session which means you can’t work (and earn) for a period of time.
- You injure yourself during a match or training session and require physio treatment.
- Your sports equipment needed to teach is damaged, lost or stolen.
- One of your employees seriously injures themselves during a coaching drill and claims compensation from you.
Why do cricket players need insurance?
Whether you’re part of an amateur team, or play cricket with friends as a hobby, it’s essential to have insurance in place to protect you if you injure yourself during a game. Cricket injuries are common, from stress on the knees, back and ankles to high speed balls damaging fingers and hands. With Insure4Sport you can protect yourself with Personal Accident cover, plus Loss of Earnings if you injure yourself and are unable to work and earn for a period of time. With so much to go wrong, it makes sense to get covered for total peace of mind to enjoy your sport.
Take a look at the following examples of why every amateur cricket player should have specialist insurance:- You injure yourself during a match or training session and require physio treatment.
- You suffer an injury during a match or training session which means you can’t work and earn for a period of time.
- Your sports equipment is damaged, lost or stolen.
- You accidentally injure another player during a match or training session and they decide to take legal action against you.
Why do cricket teams need insurance?
Insure4Sport offers amateurs cricket teams an insurance policy that can be completely tailored to meet the needs of the team. We can insure junior and adult teams on the same policy, and when the team steps out on the pitch, you can rest assured everything from the bats and pads, to the players’ legal responsibility, is taken care of.
Take a look at the following examples of why every cricket team should have specialist insurance:- You give the go ahead to play or practice at a facility, a member of an opposing team gets injured and you’re held responsible because the facility is deemed to be unfit.
- One of the team coaches offers advice which leads to a player’s injury.
- A player receives an injury during a team training session or match that requires physio treatment.
- Whilst travelling to, from or participating in the sport, a team member is injured which prevents them from carrying out normal work duties and therefore they incur a loss of earnings.
- Team sports kit or equipment is damaged, lost or stolen.
- You employ a physio who injures themselves whilst running to treat an injured player and they claim compensation from you.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
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