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Surfing Insurance

Specialist sports insurance for:
Surfing Coaches & Instructors, Surfing Teams & Surfers

Surfing Coaches Insurance

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Surfing Teams Insurance

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Surfers Insurance

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Surfing Insurance

As with all water-based sports, surfing comes with its own set of risks. If you want to protect yourself you should take out a surfing insurance policy, and at Insure4Sport we have a wide range available. Whether you’re a surfing coach, in a surf team or you enjoy surfing on your own, we’ve got a policy to suit you. Even better, our policies can be adapted to your needs; so if you want to add public liability cover to your surfing insurance you can.

As surfers continue to develop new levels of difficulty on larger wave sit is only natural to see common injuries occurring with increasing regularity.Injuries usually happen just by fluke – an unusual body movement or a collision that happens by chance – but it’s important to take out specialist surfing insurance just in case anything unfortunate happens to you while out in the water.

Common surfing injuries

A common injury caused by surfing is lacerations of the feet and hands.The surfboard’s fin has a very sharp edge that can easily cause a deep cut if you are unlucky. There is also the razor sharp coral reef right underneath the majority of the world’s most renowned surfing hotspots. Just one small slice from the coral can mean stitches and even infection, so it is very important to be as careful as possible.

Another less common injury is to the eye, which in some cases can be serious.Eye injuries can be caused by an errant surfboard tip and can result in permanent damage and in rare cases, vision loss. One easy way to prevent this is to get a soft tip nose guard that can be quite cheap and be a lot less damaging on impact.

Head traumas are a risk for surfers. They tend to come from collisions with the rails, fins, and nose. Also a blow to the head against a coral reef or the ocean floor can cause a head injury. A strike to the head can lead to concussion,spinal injuries, or fractures of the skull, jaw and face.

One way novice surfers can minimise the risk of a head injury is by using soft tips on the board which can soften impacts. It’s not unknown for extreme surfers that are taking on some of the biggest waves in the world to wear a helmet to help prevent these injuries.

Benefits of an Insure4Sport surfing insurance policy

At Insure4Sport we pride ourselves on thinking of all eventualities and offering a safety net should the worst happen. Our surfing insurance offers a sports equipment option for theft, loss or damage of your surfing equipment up to the value of £2000. That could cover your boards, surf cameras, wetsuits and other surfing accessories.

We know that surfing holidays are a great way to see a different part of the world and some spectacular surfing destinations, which is why we have our handy worldwide surfing insurance option that gives you exactly the same cover you would have in the UK, anywhere in the world.

Whilst flying to those exotic destinations, we also cover all your surfing equipment for any theft, loss or damage caused during transit,therefore giving you complete peace of mind for your holiday.

And finally, a surf insurance policy with Insure4Sport can also cover you for a whole host of other sports, for free. We appreciate that most sportsmen and women enjoy a variety of different sports, which is why we have our multi sports cover. Surfing is a Risk Group C sport, along with sailing,scuba diving, water skiing and windsurfing. This means that if you were to take out an Insure4Sport surfing insurance policy then you will be covered whilst taking part in any other Risk Group C sport.

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Why choose Insure4Sport?

Lowest Price Guarantee

We’re confident you won’t find another policy that matches your needs for a lower price. If you take out a policy and within 14 days find the same level of sports insurance cover elsewhere for less, we’ll refund the difference.

Largest range of sports insurance

We offer flexible insurance cover for over 200 different sports. But like you, we like a challenge, so if your sport isn’t listed on our covered sports page then get in touch and we’ll let you know if we can cover you.

Multi-coach policies

If you work with other coaches, then you could make big savings with our multi-coach policy. You can add an unlimited amount of coaches to one policy and also take advantage of our free multi-sports cover.

Multi-sports policies

If you play or coach more than one sport, and the different sports are deemed to be of the same or lower risk level than your primary sport, you’ll be insured on the same policy for no additional cost.

14-day full refund

If you decide that the policy isn’t right for you and you haven’t claimed within the first 14 days of taking out the policy, we’ll give you a full refund with no questions asked.

Quick and easy

It’s quick and easy to get a quote online and you can be insured for the sports you play, coach or teach in minutes! Click here for an instant sports insurance quote.

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What is multi-sports cover?

We insure over 200 sports and activities, ranging from Football and Martial Arts to Aerial Hoop Dancing and Zumba, and all of them fall into one of five risk groups. If you play or coach more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to play or coach them on the same policy at no extra cost. Coaches and instructors must have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.

Need a bit more information? View our Insurance Scope for further details on which risk group your sports fit into.
Graph showing that the higher your sport's level of risk is, the more sports you're covered to coach and play

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