Specialist sports insurance for:
Scuba Diving Coaches & Instructors & Scuba Divers
Why do I need scuba diving insurance?
Scuba diving is an amazing way to experience a whole variety of underwater life, from the magnificent coral reefs to underwater caves. However, there are lots of dangers that come with diving into the depths of the water and every time you dive, you’re entirely reliant upon your equipment, skills and training to ensure that you resurface safely.
Even the most stringent safety measures don’t guarantee your protection from accidents. What’s more, your scuba equipment can also be lost, stolen or damaged before, during or after a dive.
Insure4Sport’s scuba diving insurance is tailored to protect scuba divers and scuba diving instructors from the unexpected, so you don’t find yourself in over your head.
What does scuba diving insurance cover?
Public Liability cover against injury or property damage:
Whatever level of scuba diving you teach, from beginners to advanced, the risk of something going wrong in your lesson is always a very real possibility, which could lead to a costly claim against you. One of your student’s equipment could malfunction whilst underwater causing them to suffer an injury and you being held responsible.
Insure4Sport’s Public Liability insurance protects your legal accountability if a claim is made against you for injury or accidental property damage
- Our Public Liability starts at £1 million for just £5.85 per month* for instructors and £1.57 per month for participants.
- You’ll also get £1 million of Professional Indemnity FREE when you take out Insure4Sport’s Public Liability cover, protecting you against claims that arise from scuba diving advice you’ve given.
Personal Accident cover if you require treatment:
Getting up close and personal with aquatic life is part of scuba diving’s appeal – but it doesn’t always go to plan. Insure4Sport’s Personal Accident cover makes sure the financial impact of serious injuries is kept to a minimum.
- Insure4Sport provides up to £50,000 Personal Accident cover, with £10,000 of cover costing just £1.13 per month for both participants and instructors*.
- If you take out Personal Accident, you can also add Loss of Earnings cover from £2.25 per month for both participants and instructors*.
Compensation for equipment repairs and replacements:
Equipment is an essential aspect of scuba diving - so much so that without it you’re unable to scuba dive altogether. Whether it’s an oxygen tank, wetsuit or mask, if it’s lost, stolen or damaged, you could be unable to train or teach.
Thanks to Insure4Sport’s Equipment cover, if your equipment is lost, stolen or damaged, we’ll make sure it’s repaired or replaced in minimal time.
- You can cover your scuba diving equipment against loss, theft and damage from as little as £1.13 per month for up to £250 of equipment*
- If the item is less than one year old - and it was bought new - we’ll replace it New-for-Old. We’ll also make repairs or replacements up to the figure stated in your Insurance Schedule.
Why choose our scuba diving insurance?
Insure4Sport’s scuba diving insurance is tailor-made to help you deal with unexpected accidents. You can build your ideal policy online and be confident that you’re paying the best price for the best cover thanks to our Lowest Price Guarantee. Get an instant online quote here to find the perfect cover that’ll keep you diving deeper.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
for over 200 sports
Get FREE business support and training tips straight to your inbox!
Please fill in all fields below.
Please supply a valid email address.
Please confirm your preferences by selecting from the options below.
Our free email newsletter is bursting at the seams with offers, business advice, guides and tips to help keep you and your business performing at its peak.
Your data is safe with us and you can unsubscribe at any time.
We'll be in touch soon