Kayaking Insurance

Why do I need kayaking insurance?

The thrill of pitting your wits and skill against a raging river is enjoyed by many kayakers who want to be pushed to their limits. But with this thrill comes unpredictability. The challenges that come with the water are highly demanding, but the chance of an accident is always at the back of your mind. On top of this, there’s the chance of your kayaking equipment getting lost, damaged or stolen before, during, or after your time on the water.

That’s why Insure4Sport offers specialist kayaking insurance, which includes Public Liability and Personal Accident cover. We also offer Equipment Cover if your kit is lost, stolen or damaged.

What does kayaking insurance cover?

Public Liability cover against injury or property damage:

When at the mercy of moving water, you learn to expect the unexpected. As such, instructors and participants need to take the necessary precautions to protect themselves against costly compensation claims.

It takes just one misunderstood instruction or mistimed manoeuvre for someone to injure themselves and hold you responsible, damage property such as another kayak, or hurt another kayaker.

Insure4Sport’s Public Liability insurance covers your legal accountability if a claim is made against you.

• Choose from £1 million to £10 million Public Liability cover, with prices starting from £4.87 a month for coaches* and £1.42 for participants*.
• Insure4Sport’s Public Liability insurance also comes with £1 million FREE Professional Indemnity, protecting you against any claims arising from advice you’ve given.

Personal Accident cover if you require treatment:

Insure4Sport’s Personal Accident covers you for serious injuries, broken bones, dental treatment and physiotherapy for injuries you sustain while kayaking.

• Add Personal Accident cover from £10,000 up to £50,000, with prices starting at £1.13 per month for instructors and participants*.
• You can also add Loss of Earnings cover with Personal Accident from £2.25 per month for participants and instructors*.

Compensation for equipment repairs and replacements:

If something happens to your equipment, you could have to stop paddling and risk being left on dry land. Protect your kayaking equipment from loss, theft and damage with Insure4Sport’s Equipment cover.

• Cover your equipment against loss, theft or damage for as little as £1.13 a month for equipment worth up to £250*.
• We’ll also replace items which are less than a year old on a New-for-Old basis - provided they were bought new - up to the figure stated in your Insurance Schedule.

Why choose our kayaking insurance?

Insure4Sports kayaking insurance is tailor-made to ensure you can keep paddling. We’ve made it easy to build your perfect policy online, and you’ll get the best product for the best price thanks to our Lowest Price Guarantee. Get an instant online quote here and make sure you’re never left high and dry.

*Price includes introductory 10% discount and correct as of February 2018