skip to main content
Ripe Insurance


Kayaking Insurance

Specialist sports insurance for:
Kayaking Coaches & Instructors & Kayakers

Kayaking Coaches Insurance

View details

Kayakers Insurance

View details

Kayaking Insurance

The thrills of pitting your wits and skill against a raging river are enjoyed by lots of serious sports fans, who like their pursuits to test them to their limits. If you're a thrill-seeker who loves canoeing or kayaking, you'll equally appreciate that Mother Nature can sometimes be cruel, and the challenges she presents in the water are highly demanding.

At Insure4Sport, we like to help people get the most enjoyment possible out of their chosen sport. So our kayaking insurance is designed to give you the confidence to tackle the challenges many stretches of water can offer and know that, in the event of suffering an accident, you will be well looked after.

Kayaking Risk Factors

One of the biggest risk factors associated with canoeing and kayaking is in experience. Beginners may be more prone to an incident due to a lack of understanding of the technique and skills required in certain conditions when on the water. Kayaking can include a wide range of scenarios, which can also change very quickly.  Drifting through rivers or lakes to enjoy the view or battling white water rapids require a focus on good technique in order to help stay safe.

A poor technique can not only lead you to gaining injuries, but can also put you in danger as canoes and kayaks are tricky to steer and can easily tip over. You can also put unnecessary strain on joints, muscles and ligaments by not holding and moving your body correctly.

Accidents and injuries are far more likely to happen if you attempt to kayak in waters that challenge your level of skill, or the equipment you are using. When entering the water anywhere, it is always good practice to assess your limits.

Helmets,life jackets and any other protective equipment are absolutely essential when kayaking as you will inevitably be presented with a wide range of hazards.Rocks are particularly dangerous as they may lie just below the surface of the water, without you realising – which would easily cause significant amounts of damage to your vessel and could be very painful if you capsize.

Benefits of an Insure4Sport Kayaking Insurance Policy

At Insure4Sport we appreciate that the majority of sportsmen and women undertake a wide range of sporting activities - which helped us develop and introduce our multi sports cover. Kayaking is a Risk Group B sport, as are football, swimming (open water) and hockey. This means that if you were to take out a kayaking insurance policy with us, you would also be fully covered whilst playing any other Risk Group B sport.

Insure4Sport are here to make sure you have ultimate peace of mind, whilst in the water with your kayak. Our kayaking insurance for individuals and coaches can cover you for up to £750 per week loss of earnings should an accident leave you unable to work,as well as giving you a wide range of additional policy options for you to choose from including: worldwide cover, theft loss and damage of equipment,third party property damage and much, much more.

View insurance scope

Why choose Insure4Sport?

Lowest Price Guarantee

We’re confident you won’t find another policy that matches your needs for a lower price. If you take out a policy and within 14 days find the same level of sports insurance cover elsewhere for less, we’ll refund the difference.

Largest range of sports insurance

We offer flexible insurance cover for over 200 different sports. But like you, we like a challenge, so if your sport isn’t listed on our covered sports page then get in touch and we’ll let you know if we can cover you.

Multi-coach policies

If you work with other coaches, then you could make big savings with our multi-coach policy. You can add an unlimited amount of coaches to one policy and also take advantage of our free multi-sports cover.

Multi-sports policies

If you play or coach more than one sport, and the different sports are deemed to be of the same or lower risk level than your primary sport, you’ll be insured on the same policy for no additional cost.

14-day full refund

If you decide that the policy isn’t right for you and you haven’t claimed within the first 14 days of taking out the policy, we’ll give you a full refund with no questions asked.

Quick and easy

It’s quick and easy to get a quote online and you can be insured for the sports you play, coach or teach in minutes! Click here for an instant sports insurance quote.

Want to see how competitive our prices are?

Get a Quote


multi-sports cover

for over 200 sports

Learn More

Trustpilot Independent Reviews

Read More Reviews