Specialist sports insurance for:
Kayaking Coaches & Instructors & Kayakers
Why do I need kayaking insurance?
The thrill of pitting your wits and skill against a raging river is enjoyed by many kayakers who want to be pushed to their limits. But with this thrill comes unpredictability. The challenges that come with the water are highly demanding, but the chance of an accident is always at the back of your mind. On top of this, there’s the chance of your kayaking equipment getting lost, damaged or stolen before, during, or after your time on the water.
That’s why Insure4Sport offers specialist kayaking insurance, which includes Public Liability and Personal Accident cover. We also offer Equipment Cover if your kit is lost, stolen or damaged.
What does kayaking insurance cover?
Public Liability cover against injury or property damage:
When at the mercy of moving water, you learn to expect the unexpected. As such, instructors and participants need to take the necessary precautions to protect themselves against costly compensation claims.
It takes just one misunderstood instruction or mistimed manoeuvre for someone to injure themselves and hold you responsible, damage property such as another kayak, or hurt another kayaker.
Insure4Sport’s Public Liability insurance covers your legal accountability if a claim is made against you.
- Choose from £1 million to £10 million Public Liability cover, with prices starting from £4.87 a month for coaches* and £1.42 for participants*.
- Insure4Sport’s Public Liability insurance also comes with £1 million FREE Professional Indemnity, protecting you against any claims arising from advice you’ve given.
Personal Accident cover if you require treatment:
Insure4Sport’s Personal Accident covers you for serious injuries, broken bones, dental treatment and physiotherapy for injuries you sustain while kayaking.
- Add Personal Accident cover from £10,000 up to £50,000, with prices starting at £1.13 per month for instructors and participants*.
- You can also add Loss of Earnings cover with Personal Accident from £2.25 per month for participants and instructors*.
Compensation for equipment repairs and replacements:
If something happens to your equipment, you could have to stop paddling and risk being left on dry land. Protect your kayaking equipment from loss, theft and damage with Insure4Sport’s Equipment cover.
- Cover your equipment against loss, theft or damage for as little as £1.13 a month for equipment worth up to £250*.
- We’ll also replace items which are less than a year old on a New-for-Old basis - provided they were bought new - up to the figure stated in your Insurance Schedule.
Why choose our kayaking insurance?
Insure4Sports kayaking insurance is tailor-made to ensure you can keep paddling. We’ve made it easy to build your perfect policy online, and you’ll get the best product for the best price thanks to our Lowest Price Guarantee. Get an instant online quote here and make sure you’re never left high and dry.
*Price includes introductory 10% discount and correct as of February 2018
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
for over 200 sports
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