Specialist sports insurance for:
Cross Country Skiing
Why do I need personal sports insurance?
Unfortunately, with most sports, there’s often a risk of suffering an injury which could not only stop you playing, but also affect your ability to work and earn for a period of time. We offer Personal Accident and Loss of Earnings cover to help with unexpected costs, so you can focus on getting back into the game.
Take a look at the following examples of why every amateur sports player and participant should have specialist insurance:
- You injure yourself during a session and require physio treatment.
- You suffer an injury during a session which means you can’t work and earn for a period of time.
- Your sports equipment is damaged, lost or stolen.
- You accidentally injure another participant during a session and they decide to take legal action against you.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
Why choose Insure4Sport?
Lowest Price Guarantee
We’re confident you won’t find another policy that matches your needs for a lower price. If you take out a policy and within 14 days find the same level of sports insurance cover elsewhere for less, we’ll refund the difference.
Largest range of sports insurance
We offer flexible insurance cover for over 200 different sports. But like you, we like a challenge, so if your sport isn’t listed on our covered sports page then get in touch and we’ll let you know if we can cover you.
If you work with other coaches, then you could make big savings with our multi-coach policy. You can add an unlimited amount of coaches to one policy and also take advantage of our free multi-sports cover.
If you play or coach more than one sport, and the different sports are deemed to be of the same or lower risk level than your primary sport, you’ll be insured on the same policy for no additional cost.
14-day full refund
If you decide that the policy isn’t right for you and you haven’t claimed within the first 14 days of taking out the policy, we’ll give you a full refund with no questions asked.
Quick and easy
It’s quick and easy to get a quote online and you can be insured for the sports you play, coach or teach in minutes! Click here for an instant sports insurance quote.
Want to see how competitive our prices are?
What is multi-sports cover?We insure over 200 sports and activities, ranging from Football and Martial Arts to Aerial Hoop Dancing and Zumba, and all of them fall into one of five risk groups. If you play or coach more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to play or coach them on the same policy at no extra cost. Coaches and instructors must have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.Need a bit more information? View our Insurance Scope for further details on which risk group your sports fit into.
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