Dance Insurance
Why choose Insure4Sport for dance insurance?
Insure4Sport has nearly two decades of experience arranging cover for dancers and dance teachers, with an excellent Trustpilot rating and a proud partnership with the Associated Board of Dance, a leading dance examination board within the UK.
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FREE Multi-Sports Cover
Insure4Sport arranges multi-sport cover for over 400 sports & activities, including a range of different dance styles.
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FREE £250 Equipment Cover
£250 of cover for theft, loss or accidental damage to your dance equipment is included free, plus the option to increase the total sum insured to £50,000.
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Trusted by thousands
Insure4Sport is rated ‘Excellent’ on Trustpilot and trusted by more than 10,000 policyholders.
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Professional Indemnity up to £5m
Protects you if a client blames you for an injury caused by advice you’ve provided as a dance teacher. Included free when you select Public Liability.
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Public Liability up to £10m
Public Liability of up to £10m is available - the cover many studios or dance schools ask to see before you teach.
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Optional worldwide cover for classes and competitions abroad
Teaching or competing in dance abroad? Worldwide cover can be added for up to 180 days a year.
Types of dance insurance
From ballet to ballroom, Insure4Sport arranges insurance for dancers, dance teachers and groups across a wide range of styles. Choose cover for your activities, with options including Public Liability, Personal Accident and Loss of Earnings. Common types of dance insured include:
Ballet dancing and Ballet Fit insurance
From precise pointe work to controlled lifts, ballet combines strength with technique. We also cover Ballet Fit, which brings ballet-inspired movements into a fitness class setting.
Modern dancing insurance
Expressive movement meets strength and control. Get cover for modern dance, from jumps and turns to floor work and flowing routines.
Street dancing insurance
With fast footwork, bold moves and plenty of energy, street dance brings together a range of styles. Street dancing insurance by Ripe includes cover for hip-hop and breaking.
Tap dancing insurance
Using your feet as percussive instruments requires great technique, but no matter how much of a skilled tapper you are, it's still possible to sustain an injury, particularly to your feet and legs.
Jazz dancing insurance
Jazz is a style of dancing that blends elements of modern and ballet dance styles with African-American and European influences. Jazz dancing insurance can help protect dancers, dance groups, and dance instructors.
Belly dancing insurance
The origins of belly dancing come from the Middle East, North Africa, and the Mediterranean. Having belly dancing insurance can help provide financial protection to belly dancers and belly dancing instructors.
Ballroom dancing insurance
From the flowing movements of the waltz to the tango, ballroom dancing requires coordination and balance. Whether you’re practising, competing, or teaching a class, ballroom dancing insurance can help provide financial protection.
Salsa dancing and Salsa Fit insurance
With energetic steps, quick turns, and rhythmic movements, salsa dancing and Salsa Fit offer a lively way to get moving. Whether you’re dancing with a partner or taking part in a fitness class, accidents can happen.
And more...
You can also get cover for several other dance styles, such as:
- Latin dancing and Latin Fit insurance
- Aerial hoop dancing insurance
- Aerial silk dancing insurance
Can’t see your type of dance here? You can select from our full list when you get a quote.
Who is dance insurance for?
Dancers: Dance insurance is designed to suit individuals participating in dancing; this can include those who:
- participate in dance shows
- attend private or group lessons
- dance in a school or studio
- compete or dance recreationally
- take dance fitness classes at the gym
Dance teachers: To be eligible for dance teacher insurance, you must have the relevant accreditation from the appropriate governing body, such as the International Dance Teachers Association (IDTA), for example. If you're a dance teacher or instructor, you can get the same cover offered in a dance insurance policy, but with the addition of Professional Indemnity and Employers’ Liability cover.
Dance teacher insurance can cover a range of different teaching styles, such as:
- online dance classes
- 1-on-1 dance tutoring
- competitive dance team rehearsals
- group dance classes
Dance teams: If you’re part of a dance team, dance team insurance allows you to extend the level of cover to include all team members, including your team’s coaches, for training, recitals, and competitions.
What does dance insurance cover?
Dance Insurance (including teams)
- Public Liability – up to £10m for accidental bodily injury to a third party and accidental damage to third-party property
- Personal Accident – covers accidental injury or death, dental treatment, and more following a dancing accident
- Theft, loss and damage to dance equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Loss of Earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Worldwide cover
- Any claims not arising from your participation in dance
- Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of dance)
- Loss or theft of any dance equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for dance equipment where you cannot provide evidence of ownership
- Theft, loss or damage to mobile phones
For more information, visit our Important Documents page.
Dance Teacher Insurance
- Professional Indemnity – up to £5m
- Public Liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Employers’ Liability
- Personal Accident – covers accidental injury or death, dental treatment, and more following an accident as a result of dance
- Theft, loss and damage to dance equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Loss of Earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Worldwide cover
- Any claims not arising from your participation in dance
- Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of dance)
- Loss or theft of any dance equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for dance equipment where you cannot provide evidence of ownership
- Theft, loss or damage to mobile phones
For more information, visit our Important Documents page.
FREE multi-sports cover
Take part in more than one sport? You could benefit from FREE multi-sports cover.
Do I need insurance to teach a dance class?
You are not legally required to have insurance as a dance teacher unless you employ other dance teachers. If you employ any staff, you are legally required to have Employers' Liability insurance as a minimum.
However, even if you don’t employ staff, you may still want to consider specialist dance teacher insurance to help financially protect yourself, your students, and your fellow instructors.
For example, one of your students could inadvertently trip over a dance mat, slip on a wet floor in your studio, or mis-time a move and damage the venue you're using. If any of the above were to happen, Public Liability cover may help cover some or all of the legal costs if a claim was made against you.
Teaching dance online can also carry many of the same risks as teaching dance in person. For instance, if you were to injure yourself while demonstrating a routine, Insure4Sport could provide Personal Accident and Loss of Earnings cover.
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If you teach dance in a studio or dance school, many of these venues may require you to have Public Liability insurance as a minimum; however, having dance insurance is not a legal requirement in the UK. It's always best to check with the studio where you plan to hold your classes to find out what insurance they require you to have before taking out a policy.
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You may find that venues often require you to have your own insurance to teach on their premises. If you were to rely on the venue’s insurance, you may not have cover for:
- Public Liability claims made against you personally rather than the venue
- Professional Indemnity cover should a student hold you liable for an injury as a result of following your advice
- Personal Accident and Loss of Earnings cover if you were to suffer an injury and be unable to work for a period of time
- The theft, loss or damage of equipment that you own yourself
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If you employ staff, it’s a legal requirement in the UK that you have Employers’ Liability insurance as a minimum.
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If you’re a dancer, dance teacher, or a dance team that practices and instructs in multiple dance styles, these are all covered under one policy. If you’re a dance teacher, you are required to have either a minimum of 3 years of dance teaching experience or the appropriate qualification for the level at which you teach for that particular dance style.
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There is no age limit for who dance teachers are allowed to teach with a dance insurance policy through Insure4Sport; however, you must ensure that your qualifications cover teaching that age group for your insurance to remain valid.
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If you are teaching dance in person or online, there is no limit to the number of people you teach in your classes.
Looking to insure your dance studio?
Find out more about dance studio insurance and how building and contents insurance can help to protect your dance studio.
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