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Specialist Football Insurance

Free Multi-Sports Cover
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Why choose our specialist football insurance?

With football being such a competitive sport, it can sometimes lead to serious injuries. Therefore, it’s essential that if you coach or play as part of an amateur team, you’re protected against the risks that come with the sport. With Insure4Sport you can tailor your policy so you only pay for the cover you need, choosing from a variety of cover options such as; Public Liability, Professional Indemnity, Personal Accident, Loss of Earnings, Sports Equipment and Worldwide cover.

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Why do football coaches need insurance?

With a specialist football coach insurance policy from Insure4Sport, you can rest assured you’re protected if an accident happens, leaving you to focus on the game and getting the most out of your players. With an Insure4Sport policy, you can be sure that every time you step onto the pitch, everything from your equipment, such as footballs and goal posts, to your legal responsibility, is fully covered.

Take a look at the following examples of why every football coach should have specialist insurance:
  • A player damages equipment during a match or training session at a venue you are using.
  • A specific action you teach is brought into question if a student suffers an injury resulting from your advice or instruction.
  • You become injured during a match or training session which means you can’t work (and earn) for a period of time.
  • You injure yourself during a match or training session and require physio treatment.
  • Your sports equipment needed to teach is damaged, lost or stolen.
  • One of your employees seriously injures themselves during a coaching drill and claims compensation from you.

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Why do football players need insurance?

Amateur football players are just as likely to suffer an injury on the pitch as professional players, which is why specialist sports insurance is essential to cover the costs that may arise from an injury. With Insure4Sport, you can tailor your policy choosing from variety of cover options such as; Personal Accident, which includes cover for broken bones and physiotherapy, plus Loss of Earnings, which provides compensation if you injure yourself and are unable to work for a period of time.

Take a look at the following examples of why every amateur football player should have specialist insurance:
  • You injure yourself during a match or training session and require physio treatment.
  • You suffer an injury during a match or training session which means you can’t work and earn for a period of time.
  • Your sports equipment is damaged, lost or stolen.
  • You accidentally injure another player during a match session and they decide to take legal action against you.

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Why do football teams need insurance?

Football is a team sport, and success depends on every player working together effectively. But sometimes accidents on the pitch can happen, which is why it’s important that every member of your team is protected. Our football team insurance policies can cover you for equipment theft or damage, as well as providing each team member with personal injury insurance.

Take a look at the following examples of why every amateur football team should have specialist insurance:
  • You give the go ahead to play or practice at a facility, a member of an opposing team gets injured and you’re held responsible because the facility is deemed to be unfit.
  • One of the team coaches offers advice which leads to a player’s injury.
  • A player receives an injury during a team training session or match that requires physio treatment.
  • Whilst travelling to, from or participating in the sport, a team member is injured which prevents them from carrying out normal work duties and therefore they incur a loss of earnings.
  • Team sports kit or equipment is damaged, lost or stolen.
  • You employ a physio who injures themselves whilst running to treat an injured player and they claim compensation from you.

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What is multi-sports cover?

We insure over 200 sports and activities, ranging from football and martial arts to aerial hoop dancing and zumba, and all of them fall into one of five risk groups. If you play or coach more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to play or coach them on the same policy at no extra cost. Coaches and instructors must have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.

Need a bit more information? View our Insurance Scope for further details on which risk group your sports fit into.
Graph showing that the higher your sport's level of risk is, the more sports you're covered to coach and play

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