Specialist surfing insurance for individuals, teams and instructors Â
As with all water-based sports, surfing comes with its own set of risks. Whether youâre just starting your surfing journey or youâre part of a team, thereâs always a chance you could injure yourself or another surfer in the water. Â Â
Specialist surfing insurance through Insure4Sport is designed to provide surfers, surf teams and surfing instructors with tailored cover should the unexpected happen on the waves. Â
Why choose Insure4Sport for surfing insurance?
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FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
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FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Rated 'Excellent' on Trustpilot
Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of surfing insurance
If you choose to take out a surfing insurance policy through Insure4Sport, there are three options available:
Surfing insurance: This cover option is tailored to suit individual surfers who hit the waves for leisure and includes Personal Accident, Third-Party Liability and Equipment Cover for theft or damage should something happen to your surfboard or surfing equipment.
Surfing instructor insurance: If you coach surfing, youâll know that accidents can happen when youâre out on the waves, even to the most experienced surfer. Surfing instructor insurance is designed to offer the same cover as a standard individual surfing insurance policy but also includes Professional Indemnity and Employersâ Liability cover.
Surfing team insurance: Designed to cover the members of your surfing team, this type of policy has the same cover options as a surfing insurance policy but extends to cover all members of your team.
What does surfing insurance cover? Â
Specialist surfing insurance can help provide financial protection when youâre hitting the waves, whether youâre a surfer, part of a surfing team or a surf instructor. Â
Surfing insurance through Insure4Sport can include: Â
- Sports equipment cover for theft, loss or damage of your surfing equipment up to the value of ÂŁ50k. That could cover your boards, surf cameras, wetsuits and other surfing accessoriesÂ
- Optional worldwide coverÂ
- Cover if you suffer a serious injury while out surfing Â
As an instructor, if you take out a surfing team or surfing instructor insurance policy through Insure4Sport, this can also cover: Â
- An accident or injury whilst instructing that means you canât work and earn moneyÂ
- If one of your surfers makes a claim against you after an injury following your guidance and coaching methodsÂ
- One of your employees makes a claim against you for an injury while in your employment Â
For the full list of what is and isnât covered by a surfing insurance policy â whether individual, team or instructor â visit our Important Documents page. Â
FREE multi-sports cover
Teach more than one sport? You could benefit from FREE multi-sports cover.
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Surfing as an activity isnât generally covered in a standard travel insurance policy, as itâs usually viewed as an extreme sport or hazardous activity, this is why you may want to consider specialist surfing insurance as well.
If youâre heading abroad to surf specialist surfing insurance is designed to protect you from situations like injuries in the water, accidents with other surfers and damage to your surfboard.
Worldwide cover can be added to surfing insurance through Insure4Sport to make your policy valid whilst abroad.
Note: a surfing insurance policy through Insure4Sport does not cover general holiday insurance and should not be used as a replacement.
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The cost of a surfing insurance policy through Insure4Sport depends on a range of factors, including the level of cover you choose and whether youâre an individual, an instructor or part of a team. The simplest and fastest way to determine how much your surfing insurance premium could cost is by getting aâŻquick online quoteâŻtoday.Â
Looking to insure your watersports club?
Find out more about watersports club insurance and how building and contents insurance can help to protect your club.
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