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Ripe Insurance


Sailing Insurance

Specialist sports insurance for:
Sailing Coaches & Instructors, Sailing Teams & Sailors

Sailing Coaches Insurance

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Sailing Teams Insurance

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Sailors Insurance

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Sailing Insurance

Whether you’re sailing for a hobby, as part of a competitive team or in a teaching environment, sailing as a sport is incredibly fulfilling. Before setting out, preparation is key to ensure the safety of you, the crew and the vessel. Checking the weather forecast, reading charts, preparing the boat are all essential tasks. But as with all sports that rely on the natural elements, it’s always good to have something in place to protect you from unforeseen accidents, which is where sailing insurance from Insure4Sport comes in handy.

Some of the most common sailing incidents that send people to the emergency department are finger and hand injuries, usually from accidents with winches and cleats - some of which can be severe.

Even if you’re an experienced sailor though, a subtle mistake or a slight change in the weather could see you suffering an injury, or causing damage to your vessel or damage to another vessel which could cost you thousands if you don’t have specialist sailing insurance.

The biggest risk when out sailing is a collision, whether that is with a rock or another vessel. Another big risk factor when sailing of course is falling overboard. It is absolutely crucial that you wear a life jacket at all times so that if anything unexpected was to happen, you are safe.

The safest sailors sail within their own ability. They know not only their own limitations but those of the boat. They keep a good look out at all times – often accidents happen in calm water when it’s easy to take your eye off the ball. And they have the ability to recognise and avoid situations they know they don’t have the skills to handle.

Why choose Insure4Sport sailing insurance

We specialise in comprehensive cover for sailing coaches, sailing teams and individual sailors, which can provide you with a safety net should you or your vessel be involved in an accident while out on the water. We can even insure multiple teams on one policy.

Insure4Sport sailing insurance covers for racing, crewing and recreational sailing inshore for a distance of five nautical miles.

We also cover your specialist sailing gear. And with our Loss of Earnings option, if unfortunately you’re unable to work as a result of a sailing injury, you will be entitled to a weekly allowance while you are off.

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FREE multi-sports cover

Get cover for over 270 sports and activities on one single policy

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We won't be beaten on price

Our Lowest Price Guarantee means that if you find the same cover for less, we'll refund the difference

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Perfect for Personal Trainers

With Public Liability insurance ranging from £1M to £10M, our cover is ideal for experienced or new PTs

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multi-sports cover

for over 200 sports

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