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Ripe Insurance


Sailing Insurance

Specialist sports insurance for:
Sailing Coaches & Instructors, Sailing Teams & Sailors

Sailing Coaches Insurance

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Sailing Teams Insurance

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Sailors Insurance

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Sailing Insurance

Whether you’re sailing for a hobby, as part of a competitive team or in a teaching environment, sailing as a sport is incredibly fulfilling. Before setting out, preparation is key to ensure the safety of you, the crew and the vessel. Checking the weather forecast, reading charts, preparing the boat are all essential tasks. But as with all sports that rely on the natural elements, it’s always good to have something in place to protect you from unforeseen accidents, which is where sailing insurance from Insure4Sport comes in handy.

Some of the most common sailing incidents that send people to the emergency department are finger and hand injuries, usually from accidents with winches and cleats - some of which can be severe.

Even if you’re an experienced sailor though, a subtle mistake or a slight change in the weather could see you suffering an injury, or causing damage to your vessel or damage to another vessel which could cost you thousands if you don’t have specialist sailing insurance.

The biggest risk when out sailing is a collision, whether that is with a rock or another vessel. Another big risk factor when sailing of course is falling overboard. It is absolutely crucial that you wear a life jacket at all times so that if anything unexpected was to happen, you are safe.

The safest sailors sail within their own ability. They know not only their own limitations but those of the boat. They keep a good look out at all times – often accidents happen in calm water when it’s easy to take your eye off the ball. And they have the ability to recognise and avoid situations they know they don’t have the skills to handle.

Why choose Insure4Sport sailing insurance

We specialise in comprehensive cover for sailing coaches, sailing teams and individual sailors, which can provide you with a safety net should you or your vessel be involved in an accident while out on the water. We can even insure multiple teams on one policy.

Insure4Sport sailing insurance covers for racing, crewing and recreational sailing inshore for a distance of five nautical miles.

We also cover your specialist sailing gear. And with our Loss of Earnings option, if unfortunately you’re unable to work as a result of a sailing injury, you will be entitled to a weekly allowance while you are off.

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Why choose Insure4Sport?

Lowest Price Guarantee

We’re confident you won’t find another policy that matches your needs for a lower price. If you take out a policy and within 14 days find the same level of sports insurance cover elsewhere for less, we’ll refund the difference.

Largest range of sports insurance

We offer flexible insurance cover for over 200 different sports. But like you, we like a challenge, so if your sport isn’t listed on our covered sports page then get in touch and we’ll let you know if we can cover you.

Multi-coach policies

If you work with other coaches, then you could make big savings with our multi-coach policy. You can add an unlimited amount of coaches to one policy and also take advantage of our free multi-sports cover.

Multi-sports policies

If you play or coach more than one sport, and the different sports are deemed to be of the same or lower risk level than your primary sport, you’ll be insured on the same policy for no additional cost.

14-day full refund

If you decide that the policy isn’t right for you and you haven’t claimed within the first 14 days of taking out the policy, we’ll give you a full refund with no questions asked.

Quick and easy

It’s quick and easy to get a quote online and you can be insured for the sports you play, coach or teach in minutes! Click here for an instant sports insurance quote.

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multi-sports cover

for over 200 sports

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