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Marathon Running Insurance

Specialist marathon running insurance for runners, coaches & teams

Marathon running requires dedication and determination, and can be one of the most challenging and rewarding journeys you take. Add in ultra-marathon running, and that can truly push your body and mind to the limit. 

Whether you’re a marathon runner or a coach, there’s the potential for injury either during events or training sessions. As well as potential legal claims against coaches if someone hurts themselves under your instruction.  

Specialist marathon running and ultra-marathon insurance through Insure4Sport is designed to help financially protect runners and coaches in the event of the unexpected.  

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Why choose Insure4Sport for marathon and ultra-marathon insurance?

  • FREE Multi-Sports Cover

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    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

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Types of marathon and ultra-marathon insurance

If you choose a marathon insurance policy through Insure4Sport, you have three options available to you:  

Marathon insurance: This is a specialist cover for individuals participating in and training for marathons and ultra-marathons. It includes Personal Accident, Third-Party Liability and Equipment cover.  

Marathon team insurance: Tailored cover to help financially protect marathon and ultra-marathon running teams. Each member of your team can have the same level of cover as with a marathon insurance policy.  

Marathon coach insurance: By choosing this cover option, you can get everything that’s available through a marathon insurance policy. It also includes Professional Indemnity and Employers’ Liability cover.  

What does marathon insurance cover? 

With marathon insurance in place, you’ll have financial protection in case anything unexpected happens while running in an event or training for your next race.  

Specialist marathon insurance through Insure4Sport can help cover some or all of the costs if:  

  • You suffer a serious injury during a race or training session  
  • You accidentally injure another person during a marathon or training session  
  • Any of your marathon equipment – including your all-important trainers – is lost, stolen or accidentally damaged  

By choosing a marathon coach insurance policy through Insure4Sport, it also applies if:  

  • One of your runners or coaches suffers a serious injury and makes a compensation claim against you 
  • You injure yourself and can’t coach for a period of time  

For the full list of policy inclusions and exclusions for marathon and ultra-marathon insurance, visit the Important Documents page. 

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Looking for marathon club insurance?

Find out more about marathon club insurance to see how you could help to financially protect your marathon club with building and contents insurance.

Marathon club insurance

Marathon insurance FAQs
  • If you’re competing in marathons or ultra-marathons outside the UK, you can add worldwide cover to your policy. This means you would be covered when travelling to compete in marathons across the world, with the same level of cover as in the UK.

    Remember, marathon insurance is designed to protect runners and coaches when competing in and training for marathons. It doesn’t replace standard travel insurance, which covers you for things like cancelled or delayed flights and lost luggage in transit.

  • Marathon or ultra-marathon insurance – also called marathon event or ultra-marathon event insurance – is designed to protect you when training and competing in marathon events as an amateur runner. It includes Personal Accident, Third-Party Liability and Equipment cover. 

  • There are several factors that can affect the cost of a marathon insurance policy through Insure4Sport. This includes the level of cover and the type of policy you choose. The simplest and quickest way to find out how much your premium could cost is to get a quick online quote.

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