Protect your boldest adventures with extreme sports insurance
Whether you’re skydiving, skateboarding, fencing, or taking part in other high-adrenaline activities, extreme sports insurance through Insure4Sport provides specialist protection against the unique risks involved. Policies include cover for your equipment and third-party liability, helping safeguard you against costly claims arising from sporting accidents.
Why choose Insure4Sport for extreme sports insurance?
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FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
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FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Rated 'Excellent' on Trustpilot
Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of extreme sports covered
From skateboarding insurance to cover for paragliding, Insure4Sport arranges cover for a wide range of extreme sports.
Skateboarding
There’s no better way to test your balance on land. Skateboard insurance can help protect you and your board, be it cruising the streets, commuting, or skating in competitions.
Fencing
Think you’ve mastered every move? Even the best fencers face risks during sparring or competitions. Fencing insurance can reassure you that you and your gear are covered every session.
Parkour
Vaulting, climbing, or dropping from height requires a huge amount of control and commitment. Specialist parkour insurance for supervised indoor parkour can ensure you’re covered when things don’t go to plan.
Note: outdoor parkour is not covered by this policy.
And more...
- Mountaineering
- Sea-level traversing
- Tyrolean traversing
- Potholing
- Extensive list of watersports and outdoor sports
Simply get a quick online quote for extreme sports insurance and select your sport.
Types of extreme sports insurance
If you choose to take out extreme sports insurance through Insure4Sport, there are two main policy options available depending on the level of cover you need:
- Participant insurance: Designed for individual players taking part in extreme sports. It can include Personal Accident cover, Public Liability, equipment protection, and more.
- Coach insurance: For coaches or instructors, this includes all the benefits of participant insurance, plus additional cover such as Professional Indemnity and Employers’ Liability.
What does extreme sports insurance cover?
Participant insurance
- Public Liability – up to £10m for accidental bodily injury to another person or damage to third-party property
- Personal Accident – up to £50k of cover for accidental injury or death, dental treatment, and more whilst participating in extreme sports
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Theft, loss and damage to sports equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Worldwide Cover up to 180 days per year
- Any claims not arising from participating in extreme sports
- Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of playing sports)
- Loss or theft of any sports equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for sports equipment without evidence of ownership
- Theft, loss or damage to mobile phone
For more information visit our Important Documents Page.
Coach insurance
- Professional Indemnity – up to £5m
- Employers’ Liability
- Public Liability – up to £10m for accidental bodily injury to another person or damage to third-party property
- Personal Accident – covers accidental injury or death, dental treatment, and more following a sporting accident
- Equipment – up to £50,000 of cover, with a single-item limit of £2,500
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Theft, loss and damage to sports equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Worldwide Cover up to 180 days per year
- Any claims not arising from participating in extreme sports
- Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of playing sports)
- Loss or theft of any sports equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for sports equipment without evidence of ownership
- Theft, loss or damage to mobile phones
For more information visit our Important Documents Page
FREE multi-sports cover
Take part in more than one sport? You could benefit from FREE multi-sports cover.
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The cost of extreme sports insurance through Insure4Sport varies depending on the type of sport or activity you participate in and your chosen level of cover. You can get a quick online quote to learn the cost of your policy.
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Extreme sports on travel insurance typically refer to activities that carry a higher risk of injury or accident than standard outdoor pursuits. Common examples include skydiving, scuba diving, snowboarding, skateboarding, and mountain biking.
These activities are not usually covered by standard travel insurance, so you may want to consider a specialist extreme sports insurance policy to stay protected against injuries, accidents, or equipment damage while participating.
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The quickest way to find out whether your chosen activity is covered by extreme sports insurance through Insure4Sport is to get a free online quote.
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Yes, you can participate in competitions, but only on a non-professional level.
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If you’re a coach, you’re covered up to the level that you are qualified or experienced to teach. If your qualifications state that you can only coach persons over 16 years of age, for example, this is what you are covered for. If your qualification does not have any restrictions on who you can teach, then you’re covered to coach all ages, provided that the client is old enough to follow your instructions in training.
There are no age restrictions on cover for participants.
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If you want to insure multiple coaches, you must list them when you take out your extreme sports insurance policy, as only people who are listed will be covered.
Looking to insure your extreme sports club?
Find out more about how you can insure your sports club and its equipment with buildings and contents insurance.
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