Golf Equipment - Cover is provided up to the level selected and stated on the insurance schedule for protection against loss of, theft or damage to your golf equipment. Golf equipment means:
Golf clubs, balls, bags, trolleys, clothing and accessories (excluding buggies) specifically designed and purchased for golf.
This cover is only in effect whilst playing golf, including travelling to and from the golfing venue. Our golf equipment cover includes theft from a vehicle between 8.00am to 10.00pm. The vehicle must be fully secured and the equipment is out of sight in a locked boot, covered luggage area or van with a secure bulkhead with no access between the cab and the back of the van.
If you require cover outside of the operative period and from a securely locked building an optional extension "24 hour cover" is available for an additional premium.
New for Old up to 3 Years - Golf equipment is replaced as standard on a 'New for Old' basis for items purchased new and up to three years old subject to satisfactory proof of ownership (i.e. original till receipt). Items which are older than three years or not purchased new will be replaced on the indemnity value of that equipment at the time of loss or damage.