Why choose our specialist windsurfing insurance?
Many thrill seekers all over the world enjoy windsurfing on a regular basis, with outdoor windsurfing available in the summer months and indoor windsurfing in the wintertime. As with any sport that is water based, windsurfing comes with its own set of risks and it can be incredibly dangerous to windsurf in bad weather. However, at Insure4Sport we understand that accidents happen, which is why it’s essential whether you’re a coach or windsurfer, to have a specialist windsurfing insurance policy in place to protect you.
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Why do windsurfing coaches need insurance?
Windsurfing coaches should always have a specialist windsurfing policy in place to protect themselves against third party claims. If a student suffered an injury whilst under your care and instruction and took legal action against you, it could set you back thousands. A specialist windsurfing insurance policy from Insure4Sport would cover your legal liability. Our coach insurance can also help you if you were to injure yourself during a training session, and could provide compensation if you were to lose income due to being unfit to work.
Take a look at the following examples of why every windsurfing coach should have specialist insurance:- A student damages equipment during a coaching session at a venue you are using.
- A specific action you teach is brought into question if a student suffers an injury resulting from your advice or instruction.
- You injure yourself during a training session which means you can’t work (and earn) for a period of time.
- You injure yourself during a training session and require physio treatment.
- Your sports equipment needed to teach is damaged, lost or stolen.
- One of your employees seriously injures themselves during a coaching drill and claims compensation from you.
Why do windsurfers need insurance?
Windsurfing is a risky sport, especially for the inexperienced. Back pain, muscle pain and disc injuries are common, which is why it’s so important to have a specialist windsurfing insurance policy in place to protect you in the event of an accident.
Take a look at the following examples of why every windsurfer should have specialist insurance:- You injure yourself during a session and require physio treatment.
- You injure yourself during a session which means you can’t work and earn for a period of time.
- Your sports equipment is damaged, lost or stolen.
- You accidentally injure another participant during a session and they decide to take legal action against you.
Public Liability Insurance covers you for third party injury or damage to property.
Professional Indemnity Insurance protects you from legal action following advice given.
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.
insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A Single Article Limit of £2,500 and a £50 excess applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycleplan”. Please visit www.cycleplan.co.uk for further information.
Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employee volunteers you should still select the option but leave the wage roll values clear.
Participant to Participant Liability provides cover if one of your participants/players injures another participant/player during a sport where tackles, scrums, mauls, or throws are permitted (e.g. football or MMA). If you’re a coach or instructor, and you are deemed liable, then you will be protected.
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