Specialist insurance for Zumba instructors and individual participants
Zumba is a fun sport and a great way to keep fit. Whether you’ve just started Zumba or you teach classes, it can come with risks including accidental injuries and damage to equipment. There’s also the risk of legal claims if someone in your care hurts themselves during a class.
Insurance for Zumba through Insure4Sport is designed to help financially protect individual participants and instructors with specialist cover, should the unexpected happen.
Why choose Insure4Sport for Zumba insurance?
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FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
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FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of Zumba insurance
If you choose to take out insurance for Zumba through Insure4Sport, there are different options available to you:
Zumba fitness insurance: This cover option is designed to suit individuals participating in Zumba classes for fitness. It can include Personal Accident, Third-Party Liability and Equipment cover.
Zumba instructor insurance: Insurance for Zumba instructors can include all the options available within an individual policy, but with the addition of Professional Indemnity and Employers’ Liability cover. To be eligible for Zumba teacher insurance, you must be qualified to the level of Zumba performance being instructed.
Zumba team insurance is also available, get a quote to find out more.
What does Zumba insurance cover?
A specialist insurance policy for Zumba – whether practising for fitness or teaching classes – can help provide financial protection and peace of mind.
Zumba insurance through Insure4Sport can help cover some or all of the costs if:
- You accidentally injure someone else or damage their property during a class
- You suffer a serious injury during a Zumba class
- Any of your Zumba equipment is lost, stolen or accidentally damaged
If you take out a Zumba instructor insurance policy through Insure4Sport, this also applies if:
- A client makes a claim against you after becoming injured while following your guidance in a Zumba class
- You suffer an injury and can’t teach Zumba for a while
For the full list of what is covered and not with a Zumba insurance policy for an individual, team or instructor, visit our Important Documents.
Looking for gym or fitness studio insurance?
Find out more about how you can financially protect your gym or fitness facility through Zumba insurance, including building and contents insurance.
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Zumba instructor insurance is not a legal requirement for teaching classes, unless you employ staff where legally you’re required to have Employers’ Liability insurance. Though it’s not a legal requirement, having Zumba instructor insurance can help provide financial protection for potential risks. This could include injuries to people in your classes or damage to your equipment. Depending on where you teach Zumba, some venues, gyms or studios, may require proof of Third-Party insurance to allow you to teach there.
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Public liability insurance covers claims made by third parties for injuries or property damage. As a Zumba instructor, if you have public liability insurance in place, it can help cover some or all of the costs for claims for personal injury or property damage from participants in your classes.
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If you can’t teach your classes in person, you’re covered to teach classes of up to 30 people in live or pre-recorded sessions online.
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Several factors can impact the potential cost of your insurance premium, including the level of cover and type of policy you choose. The fastest and easiest way to find out how much a Zumba insurance premium could cost through Insure4Sport is to get a quick online quote.
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