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Windsurfing and Windfoiling Insurance

Specialist windsurfing insurance for individuals, teams and instructors

There’s nothing quite like powering over the waves propelled by the wind, whether windsurfing or windfoiling. Both sports get the adrenaline pumping, but they aren’t without risk. Each time you take to the water, there’s the risk of injury to yourself or someone else. If you’re an instructor, there’s also the chance that someone could get injured during one of your lessons.  

If you’re windsurfing or windfoiling, specialist insurance through Insure4Sport is designed to help keep you protected on the water.  

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Why choose Insure4Sport for windsurfing insurance?

  • FREE Multi-Sports Cover

    Insure4sport arranges multi-sport cover for over 400 sports & activities.

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  • FREE £250 Equipment Cover

    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

  • Rated 'Excellent' on Trustpilot

    Rated Excellent on Trustpilot and insurance provided by Aviva.

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types of windsurfing insurance

Types of windsurf insurance

If you decide to take out a windsurfing or windfoiling insurance policy through Insure4Sport, there are three available options to choose from: 

Windsurfing insurance: Insurance for individual windsurfers and windfoilers helps keep you protected on the waves, whether you’re a beginner or you’ve been surfing for years. It includes Personal Accident, Third-Party Liability and equipment cover. 

Windsurfing team insurance: Specialist cover for windsurfing or windfoiling teams. Each team member can get the same level of cover as through an individual policy.  

Windsurfing instructor insurance: Designed for windsurfing and windfoiling instructors. It includes the same cover options as a windsurfing insurance policy, as well as Professional Indemnity and Employers’ Liability cover. 

What does windsurfing insurance cover?

Specialist insurance can help to provide peace of mind that you’re financially covered for the unexpected, whether windsurfing yourself or instructing.  

Specialist windsurfing and windfoiling insurance through Insure4Sport can help cover some or all of the costs if:  

  • you suffer a serious injury when out on the water  
  • you accidentally injure a third party when windsurfing or windfoiling, or you damage their equipment by accident  
  • any of your windsurfing / windfoiling equipment is lost, stolen or accidentally damaged  

If you opt for a windsurfing instructor insurance policy, this can also help cover some or all of the costs if:  

  • one of your students accidentally injures themselves in a lesson and makes a personal injury compensation claim against you  
  • you injure yourself and can’t teach windsurfing or windfoiling for a while

To understand what is and isn’t included in a windsurfing / windfoiling policy, read our Important Documents page.  

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Windsurfing Insurance FAQs
  • If you’re windsurfing or windfoiling outside the UK, you can add worldwide cover to your policy. This provides the same level of cover overseas, as with your UK windsurfing insurance.  

  • If you’re planning on windsurfing or windfoiling on holiday, you can add worldwide cover to your insurance policy to help protect you financially when on the water abroad. This differs from a standard travel insurance policy that covers you for things like illness, luggage lost in transit and cancelled flights. 

  • Equipment that you use for windsurfing or windfoiling can be covered by your policy, for accidental damage, loss or theft.  

  • A range of factors can impact the cost of your windsurfing insurance through Insure4Sport, including the type of policy and level of cover you choose. The easiest and fastest way to understand the potential cost is to get a quick online quote today

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Coach or participate in more than one sport? You could benefit from FREE multi-sports cover.

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Got a question? Call our UK call centre 08000 92 92 68

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Insure4Sport® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.