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Triathlon Insurance

Specialist triathlon insurance for individuals and coaches

Triathlons are physically demanding events that push competitors to the limits in the water, on a bike and on foot. Whether you’re a triathlon competitor or coach, the sport comes with the risk of injury and damage to equipment during events and training. As well as potential legal claims if someone you’re coaching hurts themselves in one of your sessions.  

Triathlon insurance through Insure4Sport is designed to help protect triathlon athletes, coaches and teams with tailored cover in the event of the unexpected. 

Please note: Triathlon bikes are not covered under a triathlon insurance policy through Insure4Sport, however you can get a quick online quote for your bike through our sister company Cycleplan. 

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Why choose Insure4Sport for triathlon insurance?

  • FREE Multi-Sports Cover

    Insure4sport arranges multi-sport cover for over 400 sports & activities.

    Multi-sports cover

  • FREE £250 Equipment Cover

    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

  • Rated 'Excellent' on Trustpilot

    Rated Excellent on Trustpilot and insurance provided by Aviva.

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Types of triathlon insurance

If you choose a triathlon insurance policy through Insure4Sport, there are three options to pick from:  

Triathlon insurance: Tailored insurance if you’re an individual participating in and training for triathlons, including Personal Accident, Third-Party Liability and equipment cover.  

Triathlon coach insurance: This cover option includes everything that’s available through a player and participant triathlon insurance policy, with the addition of Professional Indemnity and Employers’ Liability cover.  

Triathlon teams insurance: This cover is available to triathlon groups who are looking to cover a number of people against potential injuries or accidents. 

What does triathlon insurance cover?

Triathlon insurance can provide financial protection for athletes, coaches and teams when training or competing in the water, on the bike and on foot.  

Triathlon insurance through Insure4Sport can help cover some or all of the costs if:  

  • you accidentally cause an injury to another person or damage their property during a competition or training session  
  • your triathlon equipment, is lost, stolen or accidentally damaged 
  • you suffer a serious injury while training or during a race

Please note: Triathlon bikes are not covered under equipment as part of a triathlon insurance policy through Insure4Sport. For bike insurance get a quick online quote through Cycleplan part of the Ripe Group.

If you opt for a triathlon team or triathlon coach insurance policy through Insure4Sport, this also applies to:  

  • one of your clients making a claim against you after an injury following your guidance and coaching  
  • one of your triathlon coaching employees making a claim against you for injury or illness while in your employment  

For the full list of policy inclusions and exclusions, visit the product Information Booklet

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FREE multi-sports cover

Teach more than one fitness class? You could benefit from FREE multi-sports cover.

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Triathlon Insurance FAQs
  • If you compete in amateur triathlons abroad, you can add worldwide cover to your triathlon insurance policy.

  • There are several factors that can affect the cost of a triathlon insurance policy through Insure4Sport, including the level of cover you choose. The simplest and quickest way to find out how much your premium could cost is to get a quick online quote today. 

  • You can add worldwide cover to your triathlon insurance if you travel abroad to compete in triathlons, providing the same level of cover as in the UK. It is designed to protect you for competing in and training for triathlons across the world and is a separate product from standard travel insurance. 

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