Specialist surfing insurance for individuals, teams and instructors
As with all water-based sports, surfing comes with its own set of risks. Whether you’re just starting your surfing journey or you’re part of a team, there’s always a chance you could injure yourself or another surfer in the water.
Specialist surfing insurance through Insure4Sport is designed to provide surfers, surf teams and surfing instructors with tailored cover should the unexpected happen on the waves.
Why choose Insure4Sport for surfing insurance?
-
FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
-
FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
-
Rated 'Excellent' on Trustpilot
Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of surfing insurance
If you choose to take out a surfing insurance policy through Insure4Sport, there are three options available:
Surfing insurance: This cover option is tailored to suit individual surfers who hit the waves for leisure and includes Personal Accident, Third-Party Liability and Equipment Cover for theft or damage should something happen to your surfboard or surfing equipment.
Surfing instructor insurance: If you coach surfing, you’ll know that accidents can happen when you’re out on the waves, even to the most experienced surfer. Surfing instructor insurance is designed to offer the same cover as a standard individual surfing insurance policy but also includes Professional Indemnity and Employers’ Liability cover.
Surfing team insurance: Designed to cover the members of your surfing team, this type of policy has the same cover options as a surfing insurance policy but extends to cover all members of your team.
What does surfing insurance cover?
Specialist surfing insurance can help provide financial protection when you’re hitting the waves, whether you’re a surfer, part of a surfing team or a surf instructor.
Surfing insurance through Insure4Sport can include:
- Sports equipment cover for theft, loss or damage of your surfing equipment up to the value of £50k. That could cover your boards, surf cameras, wetsuits and other surfing accessories
- Optional worldwide cover
- Cover if you suffer a serious injury while out surfing
As an instructor, if you take out a surfing team or surfing instructor insurance policy through Insure4Sport, this can also cover:
- An accident or injury whilst instructing that means you can’t work and earn money
- If one of your surfers makes a claim against you after an injury following your guidance and coaching methods
- One of your employees makes a claim against you for an injury while in your employment
For the full list of what is and isn’t covered by a surfing insurance policy – whether individual, team or instructor – visit our Important Documents page.
FREE multi-sports cover
Teach more than one sport? You could benefit from FREE multi-sports cover.
-
Surfing as an activity isn’t generally covered in a standard travel insurance policy, as it’s usually viewed as an extreme sport or hazardous activity, this is why you may want to consider specialist surfing insurance as well.
If you’re heading abroad to surf specialist surfing insurance is designed to protect you from situations like injuries in the water, accidents with other surfers and damage to your surfboard.
Worldwide cover can be added to surfing insurance through Insure4Sport to make your policy valid whilst abroad.
Note: a surfing insurance policy through Insure4Sport does not cover general holiday insurance and should not be used as a replacement.
-
The cost of a surfing insurance policy through Insure4Sport depends on a range of factors, including the level of cover you choose and whether you’re an individual, an instructor or part of a team. The simplest and fastest way to determine how much your surfing insurance premium could cost is by getting a quick online quote today.
Looking to insure your watersports club?
Find out more about watersports club insurance and how building and contents insurance can help to protect your club.
Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!
