Specialist sports massage therapist insurance through Insure4Sport
Working with clients who suffer from different aches and pains requires care, precision and attention to detail. However, even with the most meticulous methods, working as a sports massage therapist is not without risk, which is why you may want to consider getting specialist sports massage insurance.
Please note: To be eligible for sports massage insurance, you must have the relevant accreditation from an appropriate governing body, such as the VCTC or iTEC.
Why choose Insure4Sport for sports massage insurance?
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FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
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FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Rated 'Excellent' on Trustpilot
Rated Excellent on Trustpilot and insurance provided by Aviva.
What does sports massage insurance cover?
Sports massage insurance
- Professional indemnity – up to £5m
- Public liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Employers’ liability
- Personal accident – covers accidental injury or death, dental treatment, and more following an accident as a result of sports massage therapy
- Theft, loss and damage to sports massage therapy equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Worldwide Cover
- Any claims not arising from your participation in sports massage therapy
- Damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of sports massage therapy)
- Loss or theft of any sports massage equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for sports massage equipment where you cannot provide evidence of ownership
- Theft, loss or damage to mobile phones
For more information, visit our Important Documents Page.
Why consider specialist sports massage insurance?
If you’re treating someone who already has an injury, the last thing you want is to make it worse. However, for all the training and expertise required to be a sports massage therapist, there may be the odd occasion where something goes wrong due to factors beyond your control.
For example, if a client ends up injuring themselves during one of your massage sessions and they blame you for their injuries, you may find yourself on the end of a costly compensation claim, which is why you may want to consider getting public liability insurance.
Public liability insurance protects your legal liability if a claim is made against you for injury to another person or property damage. Sports massage insurance through Insure4Sport also includes up to £1 million of professional indemnity cover (or up to £5m if you take out £10m of public liability cover), which can protect you from any claims made following advice you give to a client regarding their injuries.
How much does sports massage insurance cost?
The cost of a sports massage insurance policy through Insure4Sport will vary depending on the level of cover you choose. The quickest way to find out how much your sports massage insurance premium could cost is by getting a quick online quote today.
FREE multi-sports cover
Do you take part in more than one sport? You could benefit from FREE multi-sports cover.
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You are not legally required to have insurance as a sports massage therapist. However, you may want to consider insurance to help protect you and your business should the worst happen.
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As a sports massage therapist, you may often work with clients with a prior, existing, or recurring injury. Therefore, insurance can help provide financial protection and peace of mind should a client make a claim against you for worsening any existing injuries.
Did you know we can cover the gym or studio where you practice sports massage therapy?
Find out more about how you can insure your gym or studio where you practice sports massage therapy including business and contents insurance.
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