Specialist spinning class insurance for instructors and individuals
Spinning can be one of the most fun and high-intensity workouts, but such intensity can carry an element of risk. Spin classes push your body to its limits, so accidents and injuries can happen, whether you’re leading a group class or just taking part in one.
Specialist spinning class insurance through Insure4Sport can help financially protect you and your equipment should something unexpected happen during a session.
Why choose Insure4Sport for spinning insurance?
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Insure4sport arranges multi-sport cover for over 400 sports & activities.
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FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of spinning insurance
When taking out spinning insurance through Insure4Sport, there are two main options available to you depending on the type of policy you’re looking for:
Spinning insurance (individual): Designed for individual spin class-goers and includes Personal Accident, Public Liability, equipment cover, and more.
Spin instructor insurance: Designed for spin class instructors and coaches. Instructor policies include all the same options available with an individual policy but with the addition of Professional Indemnity and Employers’ Liability cover.
Spinning team insurance is also available if you are looking to insure a group of people participating in spinning together.
What does spinning insurance cover?
Spinning insurance
- Public Liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Personal Accident – covers accidental injury or death, dental treatment, and more following a spinning accident
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Theft, loss and damage to spinning equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Worldwide Cover
- Any claims not arising from your participation in spinning
- Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of spinning)
- Loss or theft of any spinning equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for spinning equipment without evidence of ownership
- Theft, loss or damage to mobile phones
For more information, visit our Important Documents page.
Why consider specialist spinning insurance?
Whether you’re leading a spin session for a group or attending a spin class yourself, spinning insurance can financially protect you should something go wrong. For example:
Individual spinning insurance through Insure4Sport can help if:
- You suffer an injury during a spin class
- You accidentally injure somebody else or damage property while at a spin class
- Your spinning equipment is lost, stolen, or damaged
Spin instructor insurance can also cover you if:
- Someone in your class makes a claim against you after getting injured following your instructions
- One of your employees makes a claim against you for injury or illness while working for you
Do I need spinning insurance?
Spinning insurance is not a legal requirement in the UK. However, you must have at least Employers’ Liability insurance if you run a spin class or coaching business that employs members of staff.
Different gyms and sports centres may also set their own individual requirements. For example, some venues may require proof of your insurance before letting you work or take classes there, so always double-check the rules specific to your chosen spin class location.
Looking for studio insurance?
Find out more about how to insure your spin studio or gym with buildings and contents insurance.
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The cost of spinning insurance through Insure4Sport will vary depending on the type and level of cover you take out. Depending on your requirements, the quickest and easiest way to get a cost for your cover is to get a quick quote online.
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If you’re unable to train clients in person, you can get cover through Insure4Sport to train classes of up to 30 people in live or pre-recorded online sessions.
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Regardless of the sport, coach and instructor policies through Insure4Sport are arranged on the basis that you hold a relevant coaching qualification formally recognised by a UK governing body for that sport.
FREE multi-sports cover
Teach more than one fitness class? You could benefit from FREE multi-sports cover.
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