Specialist sailing insurance for individuals, teams and instructors
Sailing can be an extremely enjoyable pastime, and competitive sailing is an exhilarating sport where you need to be at the top of your game to master the waves. Whether you’re sailing yourself or coaching the next generation of sailors, being out on the water comes with risks. You could injure yourself or another person, or damage your sailing equipment. For sailing instructors, there’s the risk that someone injures themselves when sailing under your guidance and brings a compensation claim against you.
Specialist sailing insurance through Insure4Sport is designed to give sailors, teams and instructors tailored cover when out on the water.
Why choose Insure4Sport for sailing insurance?
-
FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
-
FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
-
Rated 'Excellent' on Trustpilot
Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of sailing insurance
If you choose to take out a sailing insurance policy through Insure4Sport, you have three options available to you:
Sailing insurance: Specialist cover to suit individuals participating in sailing, and includes Personal Accident, Third-Party Liability and Sailing equipment cover.
Sailing team insurance: Cover for amateur sailing teams when training or competing in events. You can choose any of the available cover options from an individual policy to protect each member of your team.
Sailing instructor insurance: Sailing instructor policies include all the cover options available through a sailing insurance policy, with the addition of Professional Indemnity and Employers’ Liability cover. To be eligible for sailing instructor insurance, you must be qualified to teach to the level being instructed.
What does sailing insurance cover?
With insurance in place, you’ll have specialist cover when out sailing or instructing. Specialist sailing insurance through Insure4Sport can help cover some or all of the costs if:
- you suffer a serious injury or have an accident while out sailing
- any of your sailing equipment is accidentally damaged, lost or stolen
- you accidentally injure someone else or damage their property when sailing
If you choose a sailing instructor insurance policy through Insure4Sport, it can also help protect you if:
- you get injured sailing or when teaching a sailing lesson and it prevents you from working for a while
- one of your pupils gets injured when sailing under your guidance and brings a personal injury compensation claim
For the full list of what is and isn’t covered with a sailing insurance policy – whether an individual sailor, team or instructor – view our Important Documents page.
Looking for sailing club insurance?
Explore sailing club insurance to find out more information on how you can financially protect your sailing club with buildings and contents cover.
-
Sailing insurance through Insure4Sport covers any equipment used for sailing, and activities on sailing boats up to a maximum of eight metres in length. Also as part of the Ripe Group, you can get specialist cover through Insure4Boats which can help provide financial cover for boats over eight metres – including sailing dingy insurance and sailing yacht insurance.
-
If you’re planning on going on a sailing holiday, you can add worldwide cover to your sailing insurance policy. This provides the same level of cover abroad as when sailing in the UK. Just remember, this differs from standard holiday insurance, which is in place to deal with things like cancelled flights, cancelled accommodation and luggage lost in transit.
-
If you decide to take out a sailing insurance policy through Insure4Sport, there are several factors that can impact the cost of your premium. This includes the type of policy you opt for, the level of cover you choose and the value of your sailing equipment. The easiest way to understand the potential cost of your premium is to get a quick online quote.
FREE multi-sports cover
Do you coach or participate in more than one sport? You could benefit from FREE multi-sports cover.
Explore the latest sports news, tips and advice
Insure4Sport blog
Sports tips & advice
From the gym to the pitch, discover expert tips and practical advice to help you up your game. Whether you’re a fitness professional or just starting your sporting journey, our blog covers it all.
The best helmets for watersports
Take to the water safely
Looking for a new helmet before hitting the water? We've rounded up some of our favourite products to help keep you safe.
Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!
