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Underwritten by Aviva Insurance Limited

Referee Insurance

Specialist cover for sports officials, teams of referees, and referee instructors

Being a referee for amateur sports can be a taxing job. You need to keep the match flowing and make quick decisions on the pitch or court. There are risks involved too, including injuries to yourself, damage to equipment and potential injuries to any of the players under your care on the pitch. 

Referee and sports officials insurance through Insure4Sport provides specialist cover and helps provide financial protection in case of the unexpected. 

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Why choose Insure4Sport for referee insurance?

  • FREE Multi-Sports Cover

    Insure4sport arranges multi-sport cover for over 400 sports & activities.

    Multi-sports cover

  • FREE £250 Equipment Cover

    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

  • Rated 'Excellent' on Trustpilot

    Rated Excellent on Trustpilot and insurance provided by Aviva.

    Read customer reviews

referee insurance

Types of referee insurance

If you choose to take out referee insurance through Insure4Sport, you have three options available to you.

Referee insurance: Specialist cover for sports officials – including football referee insurance. It includes Personal Accident, Third-Party Liability and Equipment cover.

Referee team insurance: This cover option is designed to help financially protect teams of referees, including the main match official and any assistant referees. It provides the same level of cover for each referee as an individual policy.

Referee instructor insurance: This policy type includes all the options available with a referee insurance policy, but provides tailored cover for officials who train other referees. It also includes Professional Indemnity and Employers’ Liability cover.

What does referee insurance cover?

Specialist referee insurance helps provide financial protection when referring a match or training other referees.

Referee insurance through Insure4Sport can help cover some or all of the costs if:

  • You seriously injure yourself while refereeing
  • A player is accidentally injured during a game you’re refereeing
  • A third party’s property is damaged during a match you’re refereeing

If you also train referees and decide to take out a referee instructor insurance policy through Insure4Sport, it is designed to help financially protect you if:

  • One of your pupils gets hurt in one of your sessions and makes a compensation claim against you
  • One of your coaches is injured in a session following your instruction and makes a claim against you 

For the full list of what is and isn’t covered, visit our Important Documents page.

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multi sports cover

FREE multi-sports cover

Take part in more than one sport? You could benefit from FREE multi-sports cover.

Multi-sports cover

Referee insurance FAQs
  • This depends on the sport and the level you’re refereeing at, but some sports do require referees to have insurance to officiate amateur games. With referee insurance in place, you have financial protection for potential risks such as injuries to players on the pitch or yourself. 

  • If you decide to take out a referee insurance policy through Insure4Sport, you can add worldwide cover. This provides the same level of cover for refereeing overseas as in the UK. 

  • Several factors can impact the cost of your sports officials insurance premium, including the type of policy you choose and the level of cover you decide on. To find out how much your premium could cost, get a quick online quote today. 

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Got a question? Call our UK call centre 08000 92 92 68

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Insure4Sport® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.