Specialist Pilates insurance
Whether you’re a seasoned Pilates instructor, new to teaching, or regularly participate in Pilates classes, Pilates insurance through Insure4Sport can cover instructors and participants of mat Pilates, Reformer Pilates, or any other equipment-based Pilates classes. Just like any sport, Pilates can come with risks, and specialist Pilates insurance can help to financially protect you and your Pilates equipment should the worst happen.
Why choose Insure4Sport for Pilates insurance?
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FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
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FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Rated 'Excellent' on Trustpilot
Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of Pilates insurance
If you decide to get a Pilates insurance policy through Insure4Sport, there are three options available to you:
- Pilates insurance: This cover option is suitable for individuals participating in Pilates classes in person, at home, or those who practice alone, and can include Personal Accident and Public Liability cover.
- Pilates instructor insurance: Pilates teacher or instructor insurance policies can include all cover options available within a Pilates insurance policy, but can also include Professional Indemnity and Employer’s Liability cover.
Pilates team insurance is also available through Insure4Sport.
Why consider specialist Pilates insurance?
Having Pilates insurance in place can help to provide financial protection so you can practise or teach Pilates with confidence, knowing should something happen, you could be financially protected.
Pilates insurance through Insure4Sport can help cover some or all of the costs if:
- You accidentally cause an injury to a third party or their property
- Your Pilates equipment is lost, stolen or accidentally damaged (e.g. reformer bed or Pilates ring)
- You suffer a serious injury while practising Pilates
If you take out a Pilates teacher insurance policy through Insure4Sport, this also applies to:
- A client making a claim against you after becoming injured while following your guidance in a Pilates class
- An employee of your Pilates business making a claim against you for injury or illness while in your employment
What does Pilates insurance cover?
Pilates insurance
- Public liability – up to £10m for accidental bodily injury to a third party and accidental damage to third-party property
- Personal accident – covers accidental injury or death, dental treatment, and more following an accident as a result of Pilates
- Theft, loss and damage to Pilates equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies.
- Worldwide cover
- Any claims not arising from your participation in Pilates
- Damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of Pilates)
- Loss or theft of any Pilates equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for Pilates equipment where you cannot provide evidence of ownership
- Theft, loss or damage to mobile phones
For more information, visit our Important Documents Page.
Pilates teacher insurance
- Professional indemnity – up to £5m
- Public liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Employers’ Liability
- Personal accident – covers accidental injury or death, dental treatment, and more following an accident as a result of Pilates
- Theft, loss and damage to Pilates equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies.
- Worldwide cover
- Any claims not arising from your participation in Pilates
- Damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of Pilates)
- Loss or theft of any Pilates equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for Pilates equipment where you cannot provide evidence of ownership
- Theft, loss or damage to mobile phones
For more information visit our Important Documents Page.
Do I need insurance to teach Pilates?
You are not legally required to have insurance in place as a Pilates teacher. However, many gyms and studios will require you to have some form of third-party liability insurance to work on the premises. You may also want to consider obtaining specialist Pilates teacher insurance to provide financial protection and peace of mind.
For example, if one of your clients were to injure themselves or cause damage to third-party property while under your instruction, Public Liability cover may help cover some or all of the legal costs if they choose to make a claim against you.
Do I need Pilates instructor insurance to teach online?
If you teach Pilates online, this can carry many of the same risks as teaching Pilates in person. For instance, if you were to injure yourself while teaching a class, or someone you were teaching injured themselves at home, having Pilates insurance in place through Insure4Sport could provide personal accident and loss of earnings cover.
Looking to insure your Pilates studio?
Explore pole fitness studio insurance, and find out more how business and contents insurance can help to financially protect your studio and your equipment.
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The cost of a Pilates teacher insurance policy through Insure4Sport will vary depending on the level of cover you choose and your claims history. The quickest way to find out how much your Pilates insurance premium could cost is by getting a quick online quote today.
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Although it is not a legal requirement, many gyms and studios require you to have Public Liability insurance as a minimum if you teach on their premises. It's always best to check with the studio or gym where you plan to hold your classes to find out what insurance they require you to have before taking out a policy.
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If you are teaching at a Pilates retreat, it is best to check with the hosts of the retreat and location to understand what insurance you require to teach there. If you’re hosting the retreat and employing other instructors to teach, you are legally required to have Employers Liability insurance.
If you are planning on attending or teaching at a retreat outside of the UK, Pilates insurance through Insure4Sport offers the option to extend your policy to include worldwide for cover up to 180 days.
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If you employ others and you wish to insure multiple coaches or instructors, you will need to list them when you take out your policy, as only people who are listed will be insured.
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We can provide Pilates instructor cover on the basis that your qualification is recognized by a UK governing body for Pilates. You would need to check that it is recognised with the relevant governing body.
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