Specialist paddleboarding insurance for coaches, teams, and solo paddleboarders through Insure4Sport
Whether you’re new to paddleboarding or have years of experience on the water, paddleboard insurance through Insure4Sport covers solo paddleboarders, paddleboard instructors, and teams alike.
Like all watersports, paddleboarding can come with its fair share of risk, but specialist paddleboard insurance can help protect you, others around you, and your equipment should the worst happen.
Why choose Insure4Sport for paddleboarding insurance?
-
FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
-
FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
-
Rated 'Excellent' on Trustpilot
Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of paddleboarding insurance
If you decide to take out paddleboarding insurance through Insure4Sport, there are several options available to you depending on what type of paddleboarder you are:
Individual paddleboard insurance: Designed for individuals participating in solo paddleboarding and includes personal accident, public liability, equipment cover, and more.
Paddleboard coach or instructor insurance: Coach or instructor policies include all options available within an individual policy but with the addition of Professional Indemnity and Employers’ Liability cover.
Paddleboard team insurance: Suited to paddleboard teams or groups that hit the water together and want collective cover for accidents and injuries.
What does paddleboard insurance cover?
Paddleboard insurance (inc. paddleboard teams)
- Public Liability - up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Personal Accident – covers accidental injury or death, dental treatment, and more following an accident as a result of paddleboarding
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Theft, loss and damage to paddleboarding equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Worldwide Cover
- Any claims not arising from paddleboarding
- Damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of paddleboarding)
- Loss or theft of any paddleboarding equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for paddleboarding equipment without evidence of ownership
- Theft, loss or damage to mobile phones
For more information visit our Important Documents Page.
Paddleboard instructor insurance
- Professional Indemnity – up to £5m
- Employers’ Liability
- Public Liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Personal Accident – covers accidental injury or death, dental treatment, and more following an accident as a result of paddleboarding
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Theft, loss and damage to paddleboarding equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Worldwide Cover
- Any claims not arising from paddleboarding
- Damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of paddleboarding)
- Loss or theft of any paddleboarding equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for paddleboarding equipment without evidence of ownership
- Theft, loss or damage to mobile phones
For more information, visit our Important Documents page.
Why consider specialist paddleboarding insurance?
Whether you’re teaching, paddling with a group, or just flying solo, having paddleboard insurance in place can provide peace of mind that you’d be covered should anything go wrong. For example:
Paddleboarding insurance through Insure4Sport can help cover some or all of the costs involved if:
- You accidentally cause an injury to another person or their property
- Your paddleboard or other equipment is lost, stolen or accidentally damaged
- You suffer a serious injury while out on the water
Paddleboard instructor insurance can also cover you if:
- A client makes a claim against you after getting injured while following your guidance in a paddleboarding class
- An employee makes a claim against you for injury or illness while working for you
Do I need insurance to teach paddleboarding?
It is not a legal requirement in the UK to have paddleboard insurance to use a paddleboard, or teach others how to use one. However, if you run a paddleboarding business and employ staff, Employers’ Liability insurance is a minimum requirement.
You and your clients may also need to hold valid waterways licences depending on where you’re paddleboarding, so always double-check the rules before venturing out. Licences can be obtained from bodies such as the Canal and River Trust.
FREE multi-sports cover
Do you teach more than just paddleboarding? Are you an instructor who also covers or takes part in other watersports, such as water skiing, surfing, or wakeboarding? Whatever sports you teach or participate in, you could benefit from free multi-sports cover when you add more than one sport to your policy.
-
The cost of paddleboard insurance through Insure4Sport will vary depending on the level of cover you choose. The quickest way to find out how much your premium could cost is to get a quick quote online.
-
If you run a business that employs staff, and you wish to insure multiple paddleboarding coaches or instructors, you will need to list them when you take out your policy, as only people who are listed will be covered.
-
You can get paddleboarding instructor insurance through Insure4Sport, provided that you hold a relevant paddleboarding qualification formally recognised by a UK governing body for the sport.
-
To use your paddleboard on inland waters, such as canals and rivers, in the UK, you will need a waterways licence. If you don’t have a licence, you risk being fined or asked to leave the water.
More information can be found on the Canal & River Trust website.
Looking to protect your paddleboarding clubhouse?
If your paddleboarding team has a clubhouse or other similar sports hub, explore how you can insure the buildings and contents.
Explore the latest sports news, tips and advice
Insure4Sport blog
Sports tips & advice
From the gym to the pitch, discover expert tips and practical advice to help you up your game. Whether you’re a fitness professional or just starting your sporting journey, our blog covers it all.
Health and safety tips for sports coaches
Plan your sessions safely
Need some general tips before performing a risk assessment? Explore these key health and safety tips before your next session.
Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!
