Specialist open water swimming insurance for individuals, teams and instructors
Swimming in open water can be an incredibly exciting experience, and is becoming more and more popular in the UK. But it is considered one of the more dangerous forms of swimming. When you’re in open water, there’s always a degree of risk, whether an injury or an accident. And for instructors, there’s the potential that someone could hurt themselves when swimming under your guidance.
Open water swimming insurance through Insure4Sport is designed to help protect swimmers and instructors with tailored cover and peace of mind while swimming in open water.
Why choose Insure4Sport for open water swimming insurance?
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FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
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FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of open water swimming insurance
If you decide to take out insurance for open water swimming through Insure4Sport, you have three options to select from:
Open water swimming insurance: Specialist insurance for individuals partaking in open water swimming, whether you’re a beginner or you’ve been swimming for years. It includes Personal Accident, Third-Party Liability and Equipment cover.
Open water swimming team insurance: Cover for your open water swimming team, providing each member with the same level of cover as through an individual policy.
Open water swimming instructor insurance: Designed to provide instructors with additional cover. This type of policy features all the options available with open water swimming insurance but also includes Professional Indemnity and Employers’ Liability cover.
What does open water swimming insurance cover?
This kind of insurance can provide financial protection in case anything unexpected happens when you’re swimming in open water or instructing others.
Open water swimming insurance through Insure4Sport can help cover some or all of the costs if:
- You suffer a serious injury while swimming in open water
- You accidentally injure a third party in the water
- You accidentally damage someone else’s property during a swimming session
If you choose to take out an open water swimming instructor policy through Insure4Sport, this could also applieapplys if:
- One of your employees seriously injures themselves during a coaching session and makes a compensation claim against you
- A client suffers an injury while swimming following your advice and instruction
For the full list of what is and isn’t covered, visit our important documents page.
FREE multi-sports cover
Participate in more than one sport? You could benefit from FREE multi-sports cover.
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If you plan to swim in open water outside the UK, whether as an individual or a team – or you plan to teach abroad – you can add worldwide cover to your policy. This provides the same level of cover as when swimming in open water in the UK.
It differs from standard travel insurance, which covers you for things like cancelled flights, replacement travel documents and medical issues.
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Open water swimming insurance – also sometimes called open water swimming event insurance – covers you when you’re swimming in open water events if you are an amateur. It includes Personal Accident, Third-Party Liability and Equipment cover.
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Several factors can impact the cost of an open water swimming insurance policy through Insure4Sport, including the level of cover you choose and the type of policy you select. The simplest and quickest way to find out how much your premium could cost is to get a quick online quote today.
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