Specialist mountain bike insurance for individuals, teams and coaches
Mountain biking is a super popular sport in the UK. Not only is it a great way to improve fitness, but it also offers opportunities to get out into the countryside and gain a different perspective on the scenery. Whenever you jump on your mountain bike, there can be risks of injury to yourself and others, as well as damage to mountain bike related equipment. For mountain biking instructors, there’s the risk of legal claims if someone injures themselves while riding under your guidance.
Mountain biking insurance through Insure4Sport is designed to help riders, teams and instructors with tailored cover.
Please note: Mountain bikes are not covered under a mountain biking insurance policy through Insure4Sport, however you can get a quick online quote for your bike through Cycleplan, part of the Ripe Group.
Why choose Insure4Sport for mountain biking insurance?
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FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
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FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Rated 'Excellent' on Trustpilot
Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of mountain biking insurance
If you decide to take out a mountain biking insurance policy through Insure4Sport, there are three options to choose from:
Mountain biking insurance: Specialist insurance for individuals participating in mountain biking, whether you’ve just started or you’re experienced in the hills. It may include Personal Accident and Third-Party Liability.
Mountain biking team insurance: Tailored insurance to give each member of your mountain biking team the same level of cover as through an individual policy.
Mountain biking instructor insurance: Designed to help financially protect instructors with additional cover. It can include all the options available through a mountain biking insurance policy, with the addition of Professional Indemnity and Employers’ Liability cover.
What does mountain biking insurance cover?
This kind of insurance can help provide financial protection in case anything unexpected happens when on the trails on your bike, or when instructing someone else.
Specialist mountain biking insurance through Insure4Sport can help cover some or all of the costs if:
- You seriously injure yourself on your mountain bike
- You accidentally injure a third party or damage their property during a mountain biking session
- Your mountain biking equipment is accidentally damaged, lost or stolen
Please note: Mountain bikes are not covered under a mountain biking insurance policy through Insure4Sport, however you can get a quick online quote for your bike through Cycleplan, part of the Ripe Group.
If you choose a mountain biking instructor insurance policy through Insure4Sport, it also applies if:
- You injure yourself and can’t teach mountain biking for a while
- One of your students injures themselves and makes a compensation claim against you
For more information, visit our Important Documents page.
FREE multi-sports cover
Teach or participate in more than one sport? You could benefit from FREE multi-sports cover.
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Equipment that you use for mountain biking will be covered by your policy, such as your helmet, including accidental damage, loss or theft.
However, a mountain bike insurance policy through Insure4Sport does not cover your mountain bike. For a bike policy, please see Cycleplan for free online quote today.
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If you travel abroad to ride your bike, as part of a team, as an individual or as an instructor, you can add worldwide cover to your policy. It gives you the same level of cover overseas as you have with a UK mountain bike insurance policy.
Remember, this differs from a standard travel insurance policy that covers things like cancelled flights, luggage lost in transit and illness.
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Several factors can impact the cost of a mountain biking insurance policy through Insure4Sport, including the level of cover and type of policy. The quickest and simplest way to find out how much it could cost is to get a quick online quote.
Looking for cycling club insurance?
Do you run a mountain biking club? Find out how you can help financially protect your club through mountain biking insurance, including buildings and contents cover.
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