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MMA Insurance

Specialist MMA insurance for fighters and instructors

Mixed Martial Arts (MMA) is one of the most physically demanding and high-risk sports you can participate in. Statistically, it’s the contact sport with the highest level of injury, too.   

Specialist MMA insurance through Insure4Sport helps protect you against injuries in the ring, as well as loss, theft and damage of your equipment. You can also choose MMA instructor insurance for additional protection when coaching your fighters or if you employ others.

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Why choose Insure4Sport for MMA insurance?

  • FREE Multi-Sports Cover

    Insure4sport arranges multi-sport cover for over 400 sports & activities.

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  • FREE £250 Equipment Cover

    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

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Types of MMA insurance

If you choose an MMA insurance policy through Insure4Sport, you have three options to choose from:  

MMA fighter insurance: This insurance cover option is tailored to suit fighters participating in MMA training and fights. It can include Personal Accident, Third-Party Liability and equipment cover. 

MMA instructor insurance: With the high potential for injury during MMA training and fights, instructors have a key responsibility to train and instruct their fighters while keeping them safe at the same time. MMA instructor insurance through Insure4Sport includes Professional Indemnity if a client suffers injury following your instruction, Participant to Participant Liability cover if your fighter injures an opponent, and Loss of Earnings in case you’re injured during a training session and can’t work. 

MMA teams insurance: Available for teams who are in need of collective cover against accidents and injuries. This cover can include a range of options such as Public Liability, Professional Indemnity, Personal Accident, and more.

What does MMA insurance cover?

MMA insurance through Insure4Sport is designed for MMA fighters MMA teams and MMA instructors. It can help cover some or all of the costs for:  

  • Injury or property damage: Whilst many sports have elements of risk, MMA is full-on from the get-go. Public Liability insurance helps cover you if you inadvertently cause injury to another person or damage someone’s property. 
  • If you require treatment: The physicality and intensity of MMA means you could sustain a serious injury that puts you out of action for longer than you can afford. Personal Accident cover can help to provide financial compensation if you suffer injuries and need physiotherapy.
  • Injury to an opponent of one of your fighters: If someone you’re instructing injures another participant during a training session or fight, through Participant to Participant Liability cover.  
  • Equipment repairs and replacements: Equipment cover keeps your kit protected in and out of the ring, including the risk of theft when you’re instructing. 

For the full list of what is and isn’t covered with an MMA insurance policy for a fighter or instructor, visit our Important Documents page.  

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MMA Insurance FAQs
  • MMA insurance through Insure4Sport includes optional worldwide cover for training and amateur fights outside the UK, whether you’re an MMA instructor or fighter.

  • There are a range of factors that can affect how much an MMA insurance policy through Insure4Sport will cost, including the level of cover and type of cover, and whether you choose MMA fighter insurance, MMA teams insurance or MMA instructor insurance. The simplest way to find out how much your MMA insurance premium could cost is by getting a quick online quote today. 

  • You can include Participant-to-Participant Liability as part of your MMA instructor insurance or MMA teams through Insure4Sport. This type of insurance helps protect you from personal injury compensation claims from an opponent of one of the fighters under your instruction. 

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