Specialist martial arts insurance for individuals and coaches
The world of martial arts is hugely varied and exciting, with different styles and disciplines popular in all four corners of the globe.
From karate and jiu jitsu to taekwondo and tai chi, specialist martial arts insurance through Insure4Sport can provide financial protection against some of the common risks associated with performing martial arts.
With a long list of martial arts covered, you can rest assured that you, your activity, and your gear are protected, whether you’re a solo martial artist or a coach.
Why choose Insure4Sport for martial arts insurance?
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Types of martial arts covered
You can get cover for a wide range of martial arts through Insure4Sport.
Karate
One of the most popular martial arts in the UK, karate is a full-body workout. Karate insurance can protect you whether you’re practising in the gym or competing. Cover is also available for Japanese and Koryu karate.
Brazilian Jiu Jitsu
Typically one of the rougher martial arts, Brazilian Jiu Jitsu requires a high level of skill and fitness. But Brazilian Jiu Jitsu insurance can help give you peace of mind on the mat. Cover is also available for other jiu jitsu forms.
Taekwondo
Taekwondo is all in the kicking, but even the most experienced practitioners can make mistakes. Specialist taekwondo insurance can help safeguard against accidents.
Tai Chi
Although often described as a form of moving meditation, accidents and injuries can still occur when practising tai chi. Tai chi insurance can protect you should something go wrong during a session.
Judo
A high-intensity combat sport like judo is always bound to carry risks for those involved. But with judo insurance, you can rest assured you’ll be covered in the event of an accident or injury.
Kung Fu
We all know the famous song, but let’s face it—anything remotely related to fighting is bound to come with an element of risk. Specialist kung fu insurance can help financially protect you should these incidents arise.
And more...
You can also get cover for martial arts such as:
- Krav Maga
- MMA
- Wrestling
- Qigong
- Aikido
- Wing Chun
- Choy Lee Fut
- Muay Thai
- Self Defence
Can’t see your martial art here? You can select from our full list when you get a quote.
Types of martial arts insurance
If you decide to take out martial arts insurance through Insure4Sport, there are two main policy options available, depending on what type of martial artist you are and the level of cover you therefore require:
- Individual martial arts insurance: Designed for individuals and players participating in solo martial arts activities. Policies can include Personal Accident cover, Public Liability, equipment cover, and more.
- Martial arts instructor insurance: Martial arts coach and instructor policies can include all the same benefits as an individual policy, with Employers’ Liability and Professional Indemnity cover on top.
What does martial arts insurance cover?
Individual Martial Arts Insurance
- Public Liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Personal Accident – covers accidental injury or death, dental treatment, and more following a martial arts accident
- Loss of Earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Theft, loss and damage to martial arts equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Worldwide cover
- Any claims not arising from martial arts
- Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of performing martial arts)
- Loss or theft of any martial arts equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for martial arts equipment without evidence of ownership
- Theft, loss or damage to mobile phones
For more information visit our Important Documents page.
Martial Arts Instructor Insurance
- Public Liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Professional Indemnity – as part of Public Liability cover, up to £5m
- Employers’ Liability
- Personal Accident – covers accidental injury or death, dental treatment, and more following a martial arts accident
- Loss of Earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Theft, loss and damage to martial arts equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Worldwide cover
- Any claims not arising from martial arts
- Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of performing martial arts)
- Loss or theft of any martial arts equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for martial arts equipment without evidence of ownership
- Theft, loss or damage to mobile phones
For more information visit our Important Documents page
Why consider specialist martial arts insurance?
Every martial art is different, with its own unique rules and quirks.
Whether you’re coaching a practice session to a class of martial arts students, practising solo, or attending a group class yourself, specialist martial arts insurance can provide peace of mind should something go wrong. For example:
Individual martial arts insurance through Insure4Sport can help if:
- you suffer an injury during a martial arts session
- you injure someone else or damage their property at a session
- your martial arts equipment is lost, stolen, or damaged
Martial arts instructor insurance can also help if:
- another instructor claims against you for an injury suffered while following your advice
- a member of your staff claims against you for injury or illness while working for you
Looking to insure your martial arts club?
Find out more about how to insure your martial arts club and equipment with buildings and contents insurance.
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The cost of martial arts insurance through Insure4Sport can vary depending on the martial art you practice and the level of cover you choose. Get a quote online for a more accurate reflection of what your policy could cost.
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Yes, you are covered to participate in martial arts competitions through Insure4Sport, as long as they are not at a professional level.
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Yes, anyone can take out martial arts insurance through Insure4Sport, regardless of your experience and ability.
However, if you have an instructor policy, it’s important to note that this only covers you, the instructor, and not your students. If your students wish to be directly covered for their participation, they will have to purchase an individual policy separately.
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To insure multiple coaches, you must list them when you take out your policy, as only people who are listed will be covered in the event of a claim.
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You can get Worldwide Cover through Insure4Sport, which provides up to 180 days of cover per year anywhere in the world, whether you’re practising solo or teaching classes abroad.
However, please note that this is not a replacement for standard travel insurance.
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