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Golf Insurance

Specialist golf and golf equipment insurance through Insure4Sport

From stray balls and wayward shots causing injury to potential theft or damage to your prized (and often expensive) golf equipment, the sport we love can carry its risks.

That’s why you may want to consider golf insurance for added peace of mind that you’ll be covered should something go wrong when playing.

Say ‘hello’ to specialist golf insurance through Insure4Sport—tailored cover to protect your rounds.

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Why choose Insure4Sport for golf insurance?

  • golf cover

    Cover from just

    £18.21 per year

  • Lowest price

    guaranteed

  • Worldwide cover

    included

What does golf insurance cover?

There are four golf insurance packages to choose from through Insure4Sport: Lite, Standard, Advanced, and Premier, depending on the level of golf equipment cover you require.

Lite: up to £1,000
Standard: up to £1,200
Advanced: up to £2,000
Premier: up to £5,000

Whatever package you choose, you'll get the following as standard.

Golf insurance

  • Public Liability - up to £5m
  • Third Party Property Damage - up to £2.5k
  • Equipment cover - up to £5k (for Premier policies)
  • Golf travel insurance - anywhere in the UK and worldwide (including the USA and Canada), providing you are a full-time UK resident
  • Hole-in-one drinks bill cover - up to £100*


*You can claim up to £100 for the drinks bar bill at your clubhouse if you achieve a hole-in-one during a recognised golf tournament, subject to the requirements in the Insurance Booklet.

  • Any claims not arising from your participation in golf
  • Damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of golf)
  • Loss or theft of any golf equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
  • Any claims for golf equipment where you cannot provide evidence of ownership 
  • Theft, loss or damage to mobile phones

 

For more information visit our Important Documents Page.

How much does golf insurance cost?

The cost of your golf insurance will depend on the policy package you choose to take out. Policies start from as little as £18.21 per year for a Lite package, ranging up to £35.01 per year for a Premier package.

Prices for Standard policies start at £22.40 per year and £26.60 per year for Advanced.

Golf Equipment Insurance

Through Insure4Sport, your golf equipment will be covered against theft, loss, and damage while travelling to and from the golf course, and during your round. You’ll also have the option to extend this to 24-hour cover should you wish.

We’ll replace any lost or damaged golf equipment up to three years old on a ‘New for Old’ basis, providing you have proof of original purchase.

More information on New for Old cover can be found in the FAQs section.

Golf Public Liability Insurance

Golf Public Liability Insurance through Insure4Sport protects you up to £5m if you injure someone or damage property while playing golf.

This can protect you should a third-party make a claim against you for injury or damage, covering any associated costs and legal fees.

Hole-in-One Insurance

There’s nothing sweeter in golf than hitting a hole-in-one. But for those lucky enough to hit one, longstanding golfing tradition means the drinks are supposedly on you in the clubhouse afterwards.

Depending on the size of your group, that might end up costing you a few quid. But fear not, Hole-in-One insurance through Insure4Sport means you can claim back up to £100 from your drinks bill, providing your hole-in-one was hit and recorded in a recognised golf tournament.

Third-Party Property Damage

It’s not just people that can get hurt by a wayward golf shot—surrounding buildings and other property, such as cars, can also be at risk.

Third-Party Property Damage cover through Insure4Sport means you’ll be covered up to £2.5k if someone makes a claim against you for accidents such as broken windows, dented cars, and other similar property damage.

Golf Travel Insurance

We all love our local golf courses, but sometimes, nothing beats jetting off on a golf holiday to experience a different kind of golf.

Golf insurance through Insure4Sport also includes golf travel insurance as standard, which automatically covers you to play golf in the UK and worldwide (including the USA and Canada), providing you are a full-time UK resident.

So, whether you’re a once-a-year traveller or a more regular globetrotter, you can rest assured you’ll be covered.

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FREE multi-sports cover

Teach more than one sport? You could benefit from FREE multi-sports cover when you add more than one sport to your policy.

Multi-sports cover

Golf Insurance FAQs
  • This will depend on your home insurance policy. Some home insurers may include golf club insurance under contents insurance, but this may not necessarily cover your clubs for use outside of the home.

    To make sure you and your gear are covered both in and out of the home, you might want to consider specialist golf insurance.

  • New for Old cover works on a ‘like-for-like’ basis, meaning you can get new replacement items that match the value of your previous items.

    Through Insure4Sport, damaged, lost, or stolen golf equipment purchased new and up to three years old can be replaced on a New for Old basis subject to satisfactory proof of ownership (e.g. an original receipt).

    Items older than three years or not purchased new will be replaced on the indemnity value of the item at the time of the loss or damage.

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Refer your friends and you’ll both be rewarded

If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!

Refer a friend

Explore the latest sports news, tips and advice

Insure4Sport blog

Sports tips & advice

From the gym to the pitch, discover expert tips and practical advice to help you up your game. Whether you’re a fitness professional or just starting your sporting journey, our blog covers it all.

Read our sports blog

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Looking to hit that golf ball even further?

We've put our top tips together on how to improve your long-distance game with 5 different golf swing exercises.

Read 5 golf swings to improve your long distance game

Got a question? Call our UK call centre 08000 92 92 68

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Insure4Sport® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.