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Football Insurance

Specialist football insurance through Insure4Sport

Whether you’re just starting out as a football player or an experienced coach, specialist football insurance through Insure4Sport can help financially protect you against accidents and injuries that can happen on and off the pitch.

Football insurance offers peace of mind while you play, knowing you have financial protection for you and your equipment should something go wrong.

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Why choose Insure4Sport for football insurance?

  • FREE Multi-Sports Cover

    Insure4sport arranges multi-sport cover for over 400 sports & activities.

    Multi-sports cover

  • FREE £250 Equipment Cover

    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

  • Rated 'Excellent' on Trustpilot

    Rated Excellent on Trustpilot and insurance provided by Aviva.

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types of football insurance

Types of football insurance

Football insurance: Tailored for individual football players, covering personal accident, public liability, football equipment and more. Available across all forms for football, such as Gaelic and American rules.  

Football team insurance: Designed for teams or groups that want a collective cover for accidents and injuries. You can cover both senior and junior or youth teams under the same policy.  

Football coach insurance: Suitable for coaches with accreditation from an appropriate governing body, such as The Football Association. This policy includes all options available with an individual policy, as well as Professional Indemnity and Employers’ Liability cover.  

What does football insurance cover?

Football Insurance

  • Public Liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property    
  • Personal Accident – covers accidental injury or death, dental treatment, and more following a football accident   
  • Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies  
  • Theft, loss and damage to football equipment up to £50k    
  • Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours   
  • Worldwide cover   
  • Any claims not arising from football-based activities   
  • Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for football activities)   
  • Loss or theft of any football equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage   
  • Any claims for football equipment without evidence of ownership    
  • Theft, loss or damage to mobile phones   

 

For more information, visit our Important Documents page.  

Why consider football insurance?

No matter if you’re training by yourself, playing as part of a team or coaching a football session, specialist football insurance helps provide peace of mind should something go wrong.   

For example, insurance for footballers through Insure4Sport can help if you were injured during a football game or training session, or if you were to injure another player on the pitch or damage property while playing.  

Football team insurance can provide protection for team members if they were to become injured while travelling to participate in a match and football coach insurance provides cover if someone was to make a claim after being injured following your coaching advice.   

As a coach, specialist football insurance also helps financially protect you from employees making a claim against if they were to sustain an injury or illness while working for you.

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football club insurance

Looking for sports club insurance?

Find out more about how to insure your sports club or football clubhouse with buildings and contents insurance.

 

Sports club insurance

Football Insurance FAQs
  • The cost of insurance for footballers may vary depending on the type and level of cover you choose. A quick free online quote with Insure4Sport can help you determine the cost based on the requirements you need.  

  • A football coach is not legally obliged to have football insurance. However, by working in an industry where injury or equipment damage can happen, a football coach may want to consider specialist football insurance to cover them in the chance that something may go wrong.  

    A football coach may also have other employees, whereby they would need, by law, Employers’ Liability insurance.  

  • Football clubs are not legally required to have Public Liability insurance. However, it is something they may want to consider ensuring their players and coaches are protected if any claims were made against them.  

multi sports cover

FREE multi-sports cover

Coach or participate in more than one sport? You could benefit from FREE multi-sports cover.

Multi-sports cover

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Refer your friends and you’ll both be rewarded

If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!

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Got a question? Call our UK call centre 08000 92 92 68

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Insure4Sport® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.