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Fitness Class Insurance

Specialist sports insurance for:
Fitness Class

Gym Insurance


Why choose our specialist gym insurance?

Our specialist gym insurance offers the individual wishing to take part in aerobics, fitness classes or just personal workouts a policy that is specifically tailored to suit their requirements. We can cover you for personal accident for up to £50,000 and for public liability up to £10 million.

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Personal Accident cover includes cover for death, disablement, loss of sight or loss of limbs up to £50,000. We also offer physio cover; up to £500, broken bones or emergency dental cover, up to £250. And if, you are hospitalised through an injury that occurred in the gym, you’re covered for up to £30 per day.

You can add all this optional extra cover to your gym insurance policy for just £20, and giving you the peace of mind you need to train even harder.

We also offer a loss of earnings option. For a small fee on top of your premium, you could insure against financial uncertainty. For example, if you were to injure yourself training and that meant that you were unable to work, depending on the level of cover you choose, you would receive what may be a much needed weekly allowance.

And for those that have invested in equipment, we have a specialist extra equipment cover option. This is ideal for personal trainers who provide their own equipment for client sessions and for those that workout at home using their own equipment. No matter the cost of your equipment, we will tailor a gym insurance policy to suit your specific requirements.

And finally, to finish off our unbeatable gym insurance cover, we have an option that will cover you anywhere in the world whilst at the gym.

If you train others, remember we also offer specialist personal trainer insurance to keep you covered while you do your job.

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Why do I need personal sports insurance?

Unfortunately, with most sports, there’s often a risk of suffering an injury which could not only stop you playing, but also affect your ability to work and earn for a period of time. We offer Personal Accident and Loss of Earnings cover to help with unexpected costs, so you can focus on getting back into the game.

Take a look at the following examples of why every amateur sports player and participant should have specialist insurance:

  • You injure yourself during a session and require physio treatment.
  • You suffer an injury during a session which means you can’t work and earn for a period of time.
  • Your sports equipment is damaged, lost or stolen.
  • You accidentally injure another participant during a session and they decide to take legal action against you.

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Why choose Insure4Sport?

Lowest Price Guarantee

We’re confident you won’t find another policy that matches your needs for a lower price. If you take out a policy and within 14 days find the same level of sports insurance cover elsewhere for less, we’ll refund the difference.

Largest range of sports insurance

We offer flexible insurance cover for over 200 different sports. But like you, we like a challenge, so if your sport isn’t listed on our covered sports page then get in touch and we’ll let you know if we can cover you.

Multi-coach policies

If you work with other coaches, then you could make big savings with our multi-coach policy. You can add an unlimited amount of coaches to one policy and also take advantage of our free multi-sports cover.

Multi-sports policies

If you play or coach more than one sport, and the different sports are deemed to be of the same or lower risk level than your primary sport, you’ll be insured on the same policy for no additional cost.

14-day full refund

If you decide that the policy isn’t right for you and you haven’t claimed within the first 14 days of taking out the policy, we’ll give you a full refund with no questions asked.

Quick and easy

It’s quick and easy to get a quote online and you can be insured for the sports you play, coach or teach in minutes! Click here for an instant sports insurance quote.

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What is multi-sports cover?

We insure over 200 sports and activities, ranging from Football and Martial Arts to Aerial Hoop Dancing and Zumba, and all of them fall into one of five risk groups. If you play or coach more than one sport or activity, and they fall within the same risk group or a lower risk group, then you’ll be insured to play or coach them on the same policy at no extra cost. Coaches and instructors must have the necessary qualifications recognised by the UK National Sport Governing Body, or otherwise agreed and recorded by us.

Need a bit more information? View our Insurance Scope for further details on which risk group your sports fit into.
Graph showing that the higher your sport's level of risk is, the more sports you're covered to coach and play

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