Specialist diving insurance for individuals, coaches and teams
Diving is a spectacular and sometimes dangerous sport that requires balance, control and a head for heights. Whether you’re an experienced diver, a beginner, or an instructor, diving off a diving board comes with potential risks, including accidental injuries to yourself or someone in your care.
Specialist diving insurance through Insure4Sport is designed to help financially protect individuals, teams and coaches in the diving board industry, offering tailored cover for the unexpected.
Why choose Insure4Sport for diving insurance?
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Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Types of diving insurance
If you choose to get a diving insurance policy through Insure4Sport, there are three options available to you:
Diving insurance: This cover is designed for individual divers diving for leisure, participating in amateur competitions or attending diving classes. This type of cover can include Personal Accident, Third-Party Liability and Equipment Cover.
Diving instructor insurance: Diving coach and instructor insurance has been designed with the needs of diving instructors in mind. This covers everything in an individual diving insurance policy, plus Professional Indemnity and Employers’ Liability cover if you employ other diving instructors.
Diving teams: Insurance for diving teams includes the same inclusions and exclusions as an individual policy but can be used for a full team of divers. This means everyone has the same level of financial protection when diving and competing.
What does diving insurance cover?
Diving insurance cover can help provide financial protection and peace of mind if you’re a diver, a coach or part of a team.
Specialist diver insurance through Insure4Sport can help cover some or all of the costs if:
- you suffer a serious injury while diving – you may be able to claim for Loss of Earnings
- you accidentally cause an injury to a third party or their property during a diving training session or competition
- your sports equipment is damaged, lost or stolen
With a diving team or UK diving instructor policy through Insure4Sport, you can also get cover for if:
- a student makes a claim against you after becoming injured during a diving session
- one of your employees seriously injures themselves during a coaching drill and has a claim against you
- a client suffering an injury resulting from your advice or instruction
For the full list of what is covered and not with a diving insurance policy for an individual, team or coach, visit our Important Documents page.
Looking for diving club insurance?
Find out more about how you can financially protect your club through diving insurance, including building and contents insurance.
FREE multi-sports cover
Teach or participate in more than one sport? You could benefit from FREE multi-sports cover.
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There are several factors that can affect how much a diving insurance policy through Insure4Sport will cost, such as the level of cover. The quickest way to find out how much your premium could cost is by getting a quick online quote today.
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Diving insurance is designed to help cover some or all of the costs of a personal injury compensation claim from another participant. This could be during a training session or competition.
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Yes, if you were to injure yourself, meaning you could not coach your divers for a while, through specialist diver insurance you may be able to claim Loss of Earnings as part of Personal Accident cover. As well as this, you may also be compensated against serious injuries, limited dental cover and physical therapy costs.
Specialist diving instructor insurance is there to help cover some or all of the costs with regards to Loss of Earnings if you injure yourself and can’t coach your divers for a while. This is covered under Personal Accident Insurance.
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No, diving insurance through Insure4Sport only covers you for diving off a diving board into a swimming pool in a recognised facility. However, if you are diving into the sea, this would not be covered under diving insurance and would be covered under an open water swimming policy.
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