Boot camp insurance for instructors & participants
Running or joining boot camps is a great way to stay fit while being part of a supportive community. But risks like theft, damage, or third-party accidents can impact both fitness instructors and those taking part.
Specialist boot camp insurance through Insure4Sport can help financially protect your business, equipment, and Public Liability, so you can focus on making every session count.
Why choose Insure4Sport for boot camp insurance?
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FREE Multi-Sports Cover
Insure4sport arranges multi-sport cover for over 400 sports & activities.
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FREE £250 Equipment Cover
Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.
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Rated 'Excellent' on Trustpilot
Rated Excellent on Trustpilot and insurance provided by Aviva.
Types of boot camp insurance
Boot camp insurance through Insure4Sport comes with different cover options, including:
- Boot camp member insurance: If you’re a participant in fitness boot camps, see our gym member insurance for more information.
- Boot camp instructor insurance: Fitness class insurance for instructors can include cover such as Professional Indemnity, Employers’ Liability, and Equipment Cover. You must have the relevant qualification for the level you’re coaching from the appropriate governing body (such as CIMSPA) to qualify for a boot camp insurance policy.
What does boot camp insurance cover?
Participant insurance
- Public liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Personal accident – covers accidental injury or death, dental treatment, and more following an accident as a result of boot camp training
- Theft, loss and damage to boot camp equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Worldwide cover up to 180 days per year
- Any claims not arising from participating in boot camp training
- Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of participating in boot camps)
- Loss or theft of any equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for equipment without evidence of ownership
- Theft, loss or damage to mobile phones
View our Important Documents for more information.
Boot camp instructor insurance
- Professional indemnity – up to £5m
- Public liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Employers’ Liability
- Personal accident – covers accidental injury or death, dental treatment, and more following an accident as a result of boot camp training
- Theft, loss and damage to boot camp equipment
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Worldwide cover up to 180 days per year
- Any claims not arising from your participation in boot camp training
- Damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of boot camp training)
- Loss or theft of any sports equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for sports equipment where you cannot provide evidence of ownership
- Theft, loss or damage to mobile phones
For more information, visit our Important Documents Page.
Why consider boot camp insurance?
Whether you’re an instructor or a participant, there are several reasons why you may want to consider boot camp insurance. Let’s say you get injured during a session and you’re unable to work, or another person makes a claim against you for damaging their equipment—the costs can quickly add up.
Fitness boot camp insurance through Insure4Sport can help financially protect you and your business in these scenarios, helping you feel reassured if the unexpected happens.
Looking for sports club insurance?
Do you own a sports club? Find out how you can help financially protect your boot camp club, including buildings and contents cover.
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Boot camp insurance isn’t always a legal requirement for fitness professionals, but many gyms, sports centres, and local authorities will insist on it before allowing you to train in their facilities or public spaces. You may also want to consider it, as it can help provide financial protection if a participant is injured or your equipment is damaged during a session.
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The cost of your boot camp insurance policy through Insure4Sport depends on the type and level of cover you choose to take out. You can get a quick, easy online quote to learn the cost of your cover.
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Yes—Employers’ Liability cover is included as standard with boot camp insurance through Insure4Sport, allowing an unlimited instructor-to-client ratio.
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Yes, provided you have permission from the landowner, such as your local authority, and carry out thorough risk assessments before running sessions in existing and new locations.
FREE multi-sports cover
Run boot camps alongside other fitness classes? Whether you also teach circuits, yoga, or Pilates, you can get free multi-sports cover when you take out cover for more than one activity.
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