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Athletics Insurance

Specialist cover for athletes, teams and coaches

Whether you’re sprinting on the track, competing in the high jump or throwing a discus, athletics requires you to push your body to the limits. And each time you step out onto the track or field, there’s a risk of injury to yourself and other people, as well as equipment damage. For coaches, there’s also the risk of potential legal claims if one of your athletes hurts themselves during one of your sessions.  

Specialist athletics insurance through Insure4Sport helps to provide financial protection for athletes, athletics teams and coaches. 

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Why choose Insure4Sport for athletics insurance?

  • FREE Multi-Sports Cover

    Insure4sport arranges multi-sport cover for over 400 sports & activities.

    Multi-sports cover

  • FREE £250 Equipment Cover

    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

  • Rated 'Excellent' on Trustpilot

    Rated Excellent on Trustpilot and insurance provided by Aviva.

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Types of athletics insurance

If you choose an athletics insurance policy through Insure4Sport, there are three options to select from:

Athletics insurance: This individual's insurance policy is for amateur athletes, whatever your discipline – covering track and field events. This insurance type includes Personal Accident, Third-Party Liability and athletics equipment cover.  

Athletics team insurance: Specialist insurance for amateur athletics teams, which can provide each team member with the same level of cover as from an individual policy.  

Athletics coach insurance: This cover option includes everything that’s available through an athletics insurance policy, with the addition of Professional Indemnity and Employers’ Liability cover.  

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What does athletics insurance cover?

Specialist insurance helps financially protect athletes, teams and coaches when training or competing on the track or field.

Athletics insurance through Insure4Sport can help cover some or all of the costs if:

  • you suffer a serious injury during an athletics event or training session
  • your athletics equipment - including your trainers and other equipment used for your chosen event - is lost, stolen or accidentally damaged
  • you accidentally injure another person or damage their property during a training session or athletics event

If you decide to take out an athletics coach insurance policy through Insure4Sport, it also covers you if:

  • one of your athletes injures themselves in one of your training sessions and makes a compensation claim against you
  • one of your coaching employees makes a claim against you for injury or illness while in your employment

For the full list of policy inclusions and exclusions, visit our Important Documents.

Athletics Insurance FAQs
  • Athletics insurance – also sometimes called athletic event insurance – covers you when you’re competing in amateur athletics events, as well as during your training sessions. It includes Personal Accident, Third-Party Liability and equipment cover. 

  • If you compete in amateur athletics events outside the UK, you can add worldwide cover to your policy. This provides the same level of cover overseas as you have in the UK. 

  • Several factors can impact the potential cost of an athletics insurance policy through Insure4Sport, including the type of policy and level of cover you choose. The fastest and easiest way to find out how much your premium could cost is to get a quick online quote today.

  • If you’re looking for cover for practising or teaching athletics abroad, you can add worldwide cover to your athletics insurance policy. This can cover you for Personal Accident, Third-Party Liability and equipment cover when competing in athletics events (and training for them) outside the UK. It differs from standard travel insurance, which covers you for things like cancelled or delayed flights, luggage lost in transit and illness.

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FREE multi-sports cover

Do more than just athletics? You could benefit from free multi-sports cover through Insure4Sport.

Multi-sports cover

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Looking for athletics club insurance?

Find out more about athletics club insurance to see how you could help to financially protect your athletics club with building and contents insurance.

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