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Underwritten by Aviva Insurance Limited

Players & Participants Sports Insurance

Specialist sports injury insurance for individuals

Whether you’re an individual player or participant in a sport, or a participant in a fitness class, any physical activity can come with its fair share of risks, even if you’re experienced in the sport. 

Personal sports insurance through Insure4Sport can help financially protect you, should you injure yourself whilst partaking in your sport with sports injury insurance, plus it can provide personal Third-Party Liability insurance which can help if you were to damage yours or someone else’s equipment, or if you were to cause an injury to a third-party. 

Insure4Sport arranges cover for over 400 sports. Get a quote online today to help gain peace of mind.  

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Why choose Insure4Sport for personal sports insurance?

  • FREE Multi-Sports Cover

    Insure4sport arranges multi-sport cover for over 400 sports & activities.

    Multi-sports cover

  • FREE £250 Equipment Cover

    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

  • Rated 'Excellent' on Trustpilot

    Rated Excellent on Trustpilot and insurance provided by Aviva.

    Read customer reviews

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Types of sports insurance policies

As well as personal sports insurance for players and participants of over 400 sports, through Insure4Sport also cover sports insurance for: 

Looking for sports clubs or gym insurance? Follow the link to find out more.

What does personal sports insurance cover?

Personal sports insurance

  • Public liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
  • Personal accident – covers accidental injury or death, dental treatment, and more following a sports accident
  • Theft, loss and damage used for your insured sport
  • Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
  • Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies.
  • Worldwide cover
  • Any claims not arising from your participation in the sport you are insured for
  • Damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for the purpose of your sport)
  • Loss or theft of any equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
  • Any claims for equipment where you cannot provide evidence of ownership
  • Theft, loss or damage to mobile phones


For more information visit our Important Documents page.

Why consider specialist personal sports insurance?

Personal sports insurance through Insure4Sport can help cover some or all of the costs if you accidentally cause an injury to a third party or property whilst exercising, if your equipment is lost, stolen or accidentally damaged or if you suffer a serious injury.  

Get a quote

multi sports cover

FREE multi-sports cover

Participate in more than one sport? You could benefit from FREE multi-sports cover.

Multi-sports cover

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What sports can you get sports injury cover for?

Get a quote

Players Sports Insurance FAQs
  • The cost of personal sports insurance through Insure4Sport depends on the type and level of cover you choose. The quickest way to find out how much your insurance premium could cost is by getting a quick online quote today. 

  • Yes, for training or practising your sport you would be insured anywhere Worldwide. Worldwide cover is restricted to no more than 6 months per year.  

  • Yes, through Insure4Sport you can take out a multi-sports policy and benefit from doing so. Read more about our multi-sports insurance policy. 

players insurance

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Read our sports blog

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Got a question? Call our UK call centre 08000 92 92 68

Insure4Sport is a Insurance Services product

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Insure4Sport® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.