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Persontal Trainer Overview & Pricing Overview & Pricing Why do I need Insurance? Why do I need Insurance? FAQs FAQs Example Policy Schedule Example Policy Schedule Multi Sport Cover Multi Sport Cover

As a Personal Trainer you have a duty of care to your clients. You need to provide training and bespoke plans, helping them to get fit but also giving them advice on doing so in a safe manner. Accidents can and do happen; insure4sport is here to offer the most comprehensive personal trainer insurance and to ensure that you and any classes you take or any equipment you use are covered. Read more

Fitness & Dance Class Instructors provide tuition for each member of their class. They have a duty of care to every member to make sure that moves are executed correctly and the advice given is correct, all within a safe environment. Accidents do happen; insure4sport offers Public Liability insurance of up to £10m with £1m Professional Indemnity included. We can also cover you for Personal Accident as well as your Sports Equipment. Read more

We provide specialist cover for those taking part in fitness and dance classes. With the energy and intensity levels high in many of these classes’ accidents can happen. Our Personal Accident cover includes physiotherapy, hospitalisation and broken bone cover as well as offering Loss of Earnings, Sports Equipment and Employers Liability. Read more

Overview & Pricing Overview & Pricing Why do I need Insurance? Why do I need Insurance? FAQs FAQs Example Policy Schedule Example Policy Schedule Multi Sport CoverMulti Sports Cover
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We provide specialist cover for amateur sports people and fitness enthusiasts, with over 200 of the most popular sports and fitness activities covered from aerobics to football to water skiing. insure4sport player insurance covers you for a range of different sports and activities not just your primary sport. Read more

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Get insured online now or call our UK-based Customer Service Team
on: 0800 158 5530

Specialist sports insurance for Personal Trainers - annual policies from just £10.00
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Why do you need
Personal Trainer Insurance?
Watch Video

The following activities
are all covered under a
Personal Trainer policy:

Aerial Hoop Dancing
Aerial Silk Dancing ...
Aerobics
Aqua Zumba
Ballet Dancing
Ballet Fit
Belly Dancing
Body Attack
Body Balance
Body Combat (Non Con...
Body Jam
Body Pump
Body Step
Body Vive
Bokwa
Boot Camp
Boxercise
British Military Fit...
Buggy Fit
Burlesque Fit
Calisthenics
Chair Based Exercise...
Chi-Yoga
Circuit Training
CobraFIT
Contra Dancing
Country Dancing
Cross Fit
CX Work
Exercise Class
Fit Steps
Fitball Classes
Fitness Class Instru...
Flamenco Dancing
Folk Dancing
Grit Cardio
Grit Plyo
Grit Strength
Hip Hop Fit
Hip-Hop Dancing
Hula Hoop Classes
Indian Club Swinging...
Insanity Workout
Jazz Dancing
Jazzercise
Jumpstyle
Just Jhoom
Kanga Training
Latin Dancing
Latin Fit
Les Mills
Martial Arts Based F...
Modern Dancing
Pilates
Pre & Post Natal Fi...
RPM
Running (indoor, cro...
Salsa Dancing
Salsa Fit
Sh'Bam
Skipping Classes
Spinning Classes
Street Dancing
Swing Dancing
Tai Chi
Tap Dancing
Tap Fit
Urban Dancing
Water Exercise
Yoga
Zumba
Zumba Gold
Zumba in the Circuit...
Zumba Sentao
Zumba Toning
Zumbatonics
Zumbini

The following Fitness & Dance classes are also included under a Personal Trainer Policy

Aerial Hoop Dancing
Aerial Silk Dancing ...
Aerobics
Aqua Zumba
Ballet Dancing
Ballet Fit
Belly Dancing
Body Attack
Body Balance
Body Combat (Non Con...
Body Jam
Body Pump
Body Step
Body Vive
Bokwa
Boot Camp
Boxercise
British Military Fit...
Buggy Fit
Burlesque Fit
Calisthenics
Chair Based Exercise...
Chi-Yoga
Circuit Training
CobraFIT
Contra Dancing
Country Dancing
Cross Fit
CX Work
Exercise Class
Fit Steps
Fitball Classes
Fitness Class Instru...
Flamenco Dancing
Folk Dancing
Grit Cardio
Grit Plyo
Grit Strength
Hip Hop Fit
Hip-Hop Dancing
Hula Hoop Classes
Indian Club Swinging...
Insanity Workout
Jazz Dancing
Jazzercise
Jumpstyle
Just Jhoom
Kanga Training
Latin Dancing
Latin Fit
Les Mills
Martial Arts Based F...
Modern Dancing
Pilates
Pre & Post Natal Fi...
RPM
Running (indoor, cro...
Salsa Dancing
Salsa Fit
Sh'Bam
Skipping Classes
Spinning Classes
Street Dancing
Swing Dancing
Tai Chi
Tap Dancing
Tap Fit
Urban Dancing
Water Exercise
Yoga
Zumba
Zumba Gold
Zumba in the Circuit...
Zumba Sentao
Zumba Toning
Zumbatonics
Zumbini

YOUR QUOTE

Calculating your quote...

Sports Liability £0.00
Personal Accident £0.00
Loss of Earnings £0.00
Sports Equipment £0.00
Employers Liability £0.00
Abuse £0.00
Territory Extension £0.00
5 % Discount -£0.00
Total Premium £0.00
BUY THIS POLICY

Choose your level of cover below:

Insurance for Personal Trainers

As a personal trainer you will need to provide training advice and care for each of your clients, helping them to get fit but also giving them advice on doing so in a safe manner. insure4sport is here to offer specialist insurance for personal trainers, to ensure that you, your clients and any equipment you may use are covered for any possible accidents. Personal Trainers have a duty of care to their clients and for this reason all Personal Trainers should consider taking out a dedicated specialist insurance policy.

Read More

Choosing Personal Trainer Insurance

Specialist personal trainer insurance is there to protect you from any possible liability claims, leaving you free to get on with your job as a personal trainer. If for example your client was to injure themselves during your session, it would be reassuring to have a specialist personal trainer insurance policy to fall back on.

Regrettably, injuries can occur when working out and pushing your body to achieve results, but when they do it’s sensible to be covered against all eventualities. We even have a loss of earnings option for personal trainers, where if for whatever reason you are unable to carry out your normal working routine, you can claim back some, if not all of what you would have earned prior to the incident occuring. An insure4sport insurance policy for personal trainers can also cover you against any damage, loss or theft of any equipment you may possess.

Simply choose your preferred level of cover to receive an instant personal trainer insurance quote and buy online today.

Show Less

Sports Liability [i] Sports liability includes Public Liability Insurance and £1m Professional Indemnity insurance. Public Liability Insurance covers you for third party injury or damage to property. Professional Indemnity Insurance protects you from legal action following advice given.
Public Liability
up to
£1 million £2 million £5 million £10 million
Professional
Indemnity Watch video
up to
£1 Million £1 Million £1 Million £1 Million
Premium £49.99 £54.99 £59.99 £69.99
Select
Single or Multi-Party Policy
Policy Type Single Multi-Party
Select No. of Personal Trainers
you wish to insure:

Personal Accident [i] Optional Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.

insure4 sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financial compensate you should you require a hospital stay or break a bone.
Death [i]
up to
In the event of Accidental Death whilst carrying out the activity which you are insured a benefit will be payable. The following percentage of the sums insured applies:

Death of Insured Person(s) aged 18 years and over: 100%
Death of Insured Person(s) aged less than 18 years: 20%
£10,000 £25,000 £50,000
Disablement [i]
up to
In the event of total and Permanent Disablement whilst carrying out the activity which you are insured, you will receive a payable benefit up to the amount listed on your schedule. We will also pay 20% of the applicable benefit should you become totally and permanently disabled as a result of bodily injury whilst travelling to or from the event in which you are insured.
£10,000 £25,000 £50,000
Loss of sight [i]
up to
In the event of total and irrecoverable loss of use of sight in both eyes (50% of benefit applies for loss of sight in one eye) whilst carrying out the activity which you are insured you will receive a payable benefit up to the amount listed on your schedule.

We will also pay 20% of the applicable benefit should you become totally and permanently disabled as a result of bodily injury whilst travelling to or from the event in which you are insured.
£10,000 £25,000 £50,000
Loss of limbs [i]
up to
In the event of total and irrecoverable loss of use of both hands and/or both feet (50% of benefit applies for one hand and/or one foot) whilst carrying out the activity which you are insured you will receive a payable benefit up to the amount listed on your schedule.

We will also pay 20% of the applicable benefit should you become totally and permanently disabledas a result of bodily injury whilst travelling to or from the event in which you are insured.
£10,000 £25,000 £50,000
Physio Cover [i]
up to
Cover for Non National Health expenses incurred whilst carrying out the activity which you are insured. There is an excess of 25% of claimed amount on this section.
£150 £300 £500
Broken Bones [i]
up to
Provides financial compensation should you fracture or break one or more of the bones listed below which necessitates a cast applied by a hospital or clinic. The cover is only in place whilst carrying out the activity which you are insured.

Arm (Humerus, Radius, Ulna) or Wrist (carpals), Leg (Femur, Tibia, Fibula), Ankle (Tarsals) or Kneecap (Patella).
£75 £150 £250
Hospitalisation [i]
per day
Provides daily financial compensation should you be admitted to hospital as an in-patient (for not less than 24 hours) as result of having sustained a bodily injury whilst carrying out the activity which you are insured.
£0 £30 £30
Emergency Dental [i]
up to
Cover for Non National Health expenses in respect of damage to sound whole teeth only. The cover is only in place whilst carrying out the activity which you are insured. There is an excess of 50% of claimed amount on this section.
£100 £175 £250
Premium £10.00 £15.00 £20.00
Select

Loss of Earnings [i] Optional With Personal Accident Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
Weekly Allowance £250 £500 £750
Premium £25.00 £35.00 £50.00
Select

Equipment [i] Optional Watch video Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A single article limit of £2500 applies to all claims. Sports equipment excludes bicycles and bicycle accessories. This cover is however available through our bespoke bicycle product “Cycle Plan”. Please visit www.cycleplan.co.uk for further information.
Cover up to £250 £500 £1,000 £2,000 £
Premium £10.00 £18.00 £35.00 £65.00
Select

Abuse Cover [i] Optional With Sports Liability Indemnifying the insured against all costs, fees and expenses incurred in the defence of settlement of a Claim or Claims made against the Insured. Abuse may be Physical, Sexual, Psychological.
Cover up to £250,000
Premium £15.00
Select

Employers Liability [i] Optional Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.
If you employ volunteers you should still select the option but leave the wage roll values clear.
Please note that if your wage roll is above £6,336 you will be required to submit your Employer Reference Number during your application.
Limit of Indemnity £10,000,000
All staff are volunteers not receiving payment
Please enter the wage roll for the following areas:
Clerical / Managerial £
Coaches / Instructors £
Players / Participants £
Caretakers / Cleaners £
Food / Beverage staff £
Groundstaff / Maintenance £
All Others £
Premium £87.45
Select

Territories [i] All insure4sport policies cover the UK excluding Northern Ireland. Should you require cover outside of this area you can upgrade for an additional premium. You must however be a UK resident.
Territory UK (excl. NI) UK (incl. NI) Europe Worldwide
Premium £0.00 £0.00 £0.00 £0.00
Select
Sir Clive Woodward      As a Personal Trainer you need to provide training advice and care for all your clients. A specialist Personal Trainer policy provides peace of mind that your clients are covered in the event of an accident Sir Clive Woodward World Cup Winning Head Coach of England Rugby Union and insure4sport ambassador More Information

Why do I need insurance?

  • Accidental damage occurs (by you or your pupil) to property at a venue you are using.
    - Covered Under Public Liability [i]Public Liability Insurance covers you for third party injury or damage to property.
  • Your coaching techniques may be brought into question should a client suffer an injury resulting from your advice or instruction.
    - Covered Under Professional Indemnity [i]Professional Indemnity Insurance protects you from legal action following advice given.
  • You may suffer injury during a session which means you can’t work (and earn) for a period of time.
    - Cover Available Under Loss Of Earnings [i]Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.
  • You may injure yourself during a session and require physio treatment.
    - Cover Available Under Personal Accident [i]Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.

    insure4sport provides a benefit for Accidental Death, Permanent Disablement, Loss of Limbs and Sight up to £50,000. Plus there is cover in place should you require Physiotherapy or Emergency Dental Treatment. We will also financially compensate you should you require a hospital stay or break a bone.
  • Your valuable sports kit or equipment could be damaged, lost or stolen.
    - Cover Available Under Sports Equipment [i]Provides protection against loss of, theft or damage to your valuable sports equipment should the unthinkable happen. Cover for items less than a year old is on a new for old basis. A single article limit of £250 applies with a maximum sum insured of £2,000 at anyone venue or in the custody and control of any one individual.
  • Your client wrongly accuses you of sexual abuse during a session.
    - Cover Available for Abuse [i]Indemnifying the insured against all costs, fees and expenses incurred in the defence of settlement of a Claim or Claims made against the Insured. Abuse may be Physical, Sexual, Psychological.
  • One of your employees seriously injures themselves whilst training a client and blame equipment provided by you.
    - Cover Available under Employers Liability [i]Employers Liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site. If you are a business or employee people this is a legal requirement.

    If you employee volunteers you should still select the option but leave the wage roll values clear.

FAQs


Who underwrites the insurance policy?
insure4sport is underwritten by Sportscover, one of the world's leading specialist sports and leisure insurers. Sportscover has its own specialist Lloyd's of London insurance syndicate, Sportscover Syndicate 3334 SCS. That means that you have first class security when you purchase an insure4sport policy.

I live outside of the UK can I purchase a policy from you?
No, we can only cover UK residents.

I sometimes coach overseas, can I include this?
Yes. We have four different territories you can choose from and unlike some other insurance policies we can cover USA and Canada. You must be a resident of the UK.

What does the insurance scope and sports category mean?
All sports are categorised dependent on risk A-D (A being the lowest). The higher the category your sport is the more you are covered for. You can see a full list of the sports and categories covered by clicking on page two of the example policy schedule.

What is Sports Liability?
Sports Liability includes Public Liability and Professional Indemnity. Public Liability Insurance provides cover for claims made against you in respect of your legal liability to pay for personal injury and/or damage to premises you lease or rent. Professional Indemnity will provide cover for claims made against you arising from your legal liability for errors or mistakes in the advice or services you may provide or offer.

How much public liability insurance do I need to take out?
It depends where you need it for, some venues will insist on an ‘at least’ value.

Does the Professional Indemnity insurance cover online advice?
No, our indemnity insurance would cover face to face insurance only. We cannot cover online tuition or fitness videos.

What does the Personal Accident Insurance cover?
There are three different tiers you can choose from with differing levels of cover. Cover available includes death and disablement benefit, loss of limbs and sight, physio, hospitalisation compensation for broken bones and emergency dental.

What is Abuse cover?
Abuse cover will provide legal costs for up to £250,000 for all costs, fees, expenses and compensation should you become legally liable to pay in the defence of a claim. We will not cover any fines, penalties or the costs of defending any criminal proceeding.

What is classed as abuse for the Abuse cover to be included?
Abuse can include sexual, physical and verbal abuse. It does not include workplace or schoolyard bullying. We will not cover any fines, penalties or the cost of defending any criminal proceeding.

I teach various classes one of the classes is not listed?
We are continually improving our offering, and therefore should be able to offer you the cover you require. If you can’t find the class on the list either use the search facility or email us at admin@insure4sport.com. Alternatively please call us on 0800 158 5530.

I am newly qualified, will this affect my premium?
No, as long as you hold a qualification recognised by the UK National Governing Body for the Sport coached or instructed as selected on your application.

I’m not a full time Personal Trainer, I just do it in my spare time, do I still need insurance?
It is an unfortunate fact of life that accidents happen. And in some cases the injured party may wish to pursue a claim for compensation. Although you may not be specifically at fault you could be liable to pay costly legal fees and damages. In fact you may find that some organisations (schools and colleges particularly) insist that you have relevant qualifications, security checks and insurance cover before being allowed to train.

I don’t hold the recognised qualification, is there any way I can benefit from insurance cover?
Any person requiring insurance must be qualified to a minimum standard by a recognised body or have written approval from insure4sport that they can be covered.

I’m a Personal Trainer and also coach other sports will you still cover me on the same policy?
Absolutely, we categorise our sports dependent on risk (A-D) and you will be insured for all sports within that category and the lesser risk categories. A Personal Trainer policy is category A so in addition to personal training you can coach all sports within this category as well.

If as a Personal Trainer you also coached Lacrosse which is a category C sport you would need to select a coaches policy and choose Lacrosse, this would allow you to coach all sports with categories A, B & C. Important – you must have the relevant qualification to coach or teach.

What classes are covered under your Personal Trainer policy?
We have worked hard to ensure that the most popular participation sports and classes in the UK are covered under our scheme such as Aerobics, Boxercise, Spinning and Zumba, alongside some that you may not be so familiar with like Buggy Fit, Friskis and Svettis and Pole Fitness. Click here to view the full list.

I would like to insure more than one person on the policy, is this possible?
Yes, insure4sport specialist sports insurance policies are designed to offer you a more personalised insurance service. You can add an unlimited number of instructors & coaches to your policy.

Can I instruct at home or in a public area e.g. park?
Yes, if your home has passed the relevant health and safety checks and is suitable for the exercises you are teaching. If you want to take classes in your garden, providing you have enough space and you have completed a risk assessment each time this would be acceptable.

To instruct in an outside area e.g. a park, you are required to carry out a brief risk assessment each time e.g. checking the ground is in a suitable condition and ensuring there are no obstacles/items in the way.

Is there an any age restriction on this policy?
We insure persons of any age however; there is limited benefit on personal accident for those under 18 and over 65.

Is there any age restrictions placed on the people I work with?
No, as long as you have the relevant qualification we can insure you.

Does the insurance allow me to work with pre and post natal women?
Yes subject to the activity not being against medical advice.

What is the participant ratio?
If the ratio is 1:6 there must be 1 coach/instructor for every 6 participants. If there are 7 participants the coach must have another person present to help out with the session. They do not need to be a coach but they must be responsible to the coach.

I teach sport to less able bodied people do I need to declare this with you?
No, you do not need to declare this when taking out a policy.

Can I give nutritional advice?
No.

Is sports equipment replaced on a new for old basis?
Yes for items purchased which are less than a year old subject to satisfactory proof of ownership. Items older than one year will be replaced on the indemnity value of that equipment at the time of loss or damage.

Do you offer credit facilities?
No. Full payment is required on policy inception.

What if my circumstances change?
You must notify us as soon as possible of any change in circumstance that may affect your insurance. Simply call us on 0800 158 5530 or write to Customer Services Department, insure4sport, The Royals, Altrincham Road, Manchester, M22 4BJ. If you fail to notify us of any changes in circumstances that then give rise to a claim it could invalidate your insurance.

We would like to upgrade the insurance mid-term, can this be done?
Yes, you can do this online by signing in or by calling our call centre on 0800 158 5530.

What do I do if I need to make a claim?
All the details are in your policy documents, however should you need to make a claim, you can download the relevant claims form by clicking here.

Is there any excess to pay in the event of a claim?
An excess is only applicable to Personal Accident claims relating to Medical Expenses, Physiotherapy, Loss of Income and Sports Equipment.

Example Insurance Schedule


Sample Policy Schedule Sample Policy Schedule

Insurance Summary


Public Liability Insurance
insure4sport Public Liability Insurance covers you for your legal liability to pay for personal injury and/or property damage claims made against you by members of the public.

insure4sport policies include Public Liability cover for the following eventualities:

- Damages or awards made to a third party
- Legal fees and expenses incurred in your defence
- Third party medical costs where the NHS is entitled to a claim

All insure4sport policies include Public Liability Insurance in order to protect you from potentially costly claims arising from third party personal injury, property loss or damage.

insure4sport offers Public Liability Insurance of up to £10 million for each and every incident/occurrence each and every year you are insured with us.

Professional Indemnity Insurance
insure4sport Professional Indemnity insurance protects you against claims arising from your legal liability.

insure4sport policies all offer professional indemnity insurance to ensure that any claims made against you arising from a negligent error or mistakes in the advice or services you provide to a customer, client, team mate or opponent are covered. Because of the nature of professional indemnity insurance it is recommended that there are no lapses in cover as it is essential that PI cover is in place at the time any error or mistake happens and at the time of any claim made against you.

insure4sport coaches and personal trainer policies automatically include (free of charge) £1 million worth of professional indemnity cover each year. For our teams and individual policies this is an optional extension.

insure4sport policies provide up to £1m limit of Indemnity for any one period of cover for Professional Indemnity Insurance each year and is automatically provided with Public Liability cover.

Personal Accident Insurance
Personal Accident Insurance (sometimes referred to as Sports Accident Insurance) ensures that should an accident occur whilst carrying out the activities for which you are insured you will be entitled to compensation.

insure4sport provides a benefit for Accidental Death and Permanent Disablement up to £50,000 and a contribution towards Medical Expenses and Physiotherapy up to £500, and Loss of Income up to £750 per week. We have extended this for teams and individuals to cover Broken Bones.

Loss of Earnings
Provides financial support should you receive an injury whilst carrying out the activity which you are insured and you are unable to work. The maximum benefit period for this cover is 52 weeks. There is an excess of 14 days on this section.

Sports Equipment Insurance
Those involved in sport spend a significant amount of money on their sports equipment, whether used for coaching, playing or for their team. Unfortunately statistics show that millions of pounds of sports equipment is stolen each year in the UK alone. It is therefore vital that if your sports equipment is stolen, lost, or damaged, you will be compensated. Our sports equipment replacement cover is on a ‘New for Old’ basis for items purchased which are less than a year old subject to satisfactory proof of ownership. Items older than one year will be replaced on the indemnity value of that equipment at the time of loss or damage.

insure4sport offers cover up to a maximum sum insured of £1,000 per coach/instructor or premises subject to a maximum single article limit of £250.

Abuse Cover (Personal Trainers Only)
In the event of a claim being brought against the insured for Abuse the insured will be indemnified against all costs, fees and expenses incurred (with the prior written consent) in the defence of settlement of a Claim or Claims made against the Insured but not exceeding £250,000.

Definitions of Abuse

Abuse means circumstances where:

  1. The Insured had a responsibility (either explicit or implied) for the welfare and well-being (physical, mental, and/or spiritual) of the victim and the original Insured was in breach of this duty to protect those in its care either through negligence or vicariously for the acts and/or omissions of its employees, members, volunteers, etc.
  2. Abuse may be physical, sexual or psychological in nature

Abuse includes:

  1. behaviour which sexualises the victim and uses the victim for sexual gratification.
  2. the sexual interaction between two minors if there is a perceived difference in power between the victim and the abuser.
  3. the imposition of an excessively harsh regime through which there is a systematic assault or maltreatment of the victim over a period of time, this would not include a single incidence of physical assault.
  4. the deliberate pre-meditated maltreatment by an individual in a position of responsibility.

Abuse Cover is only available to Personal Trainers

Employers Liability
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible. The Employers’ Liability (Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims.

Employers’ liability insurance will enable you to meet the cost of compensation for your employees’ injuries or illness whether they are caused on or off site.

Please note that this is only a summary to the cover insure4sport can provide you and does not contain the full terms and conditions of the Insurance. Full details can be found in the Insurance Booklet.

Multi-Sports Cover

insure4sport insurance policy allows the insured coach to instruct all sports up to and including their chosen insurance category on the condition that they are qualified to a minimum standard as recognised by the UK National Sport Governing Body for the sport(s) being instructed or otherwise agreed and recorded by us.

Category A Insurance you can instruct sports within category A only. Category B Insurance can instruct sports within category A and B only. Category C Insurance can instruct sports within category A, B & C only. Category D Insurance can instruct sports within all categories.

Category A

Angling - Athletics - Axeman - Badminton - Billiards - Bocce - Boccia - Bowls - Cheerleading - Chess - Childrens Multi-Sports - Croquet - Dance - Darts - Diving (Board) - Fitness Class Instructor - Goalball - Handball - Ice Skating - Inline Skating - Korfball - Marching - Netball - Nordic Walking - Octopush - Orienteering - Parachute Games (ground only) - Personal Trainer - Petanque - Powerlifting - Racquet Ball - Roller Skating - Rowing - Running (indoor, cross country, path, road) - Snooker - Squash - Swimmers with disabilities - Swimming (open water) - Swimming (pool) - Synchronised Swimming - Table Tennis - T-ball - Ten Pin Bowling - Tennis (inc Mini & Short) - Touch Football - Touch Rugby - Ultimate Frisbee - Volleyball - Water Polo - Weight Lifting -

Category B

Baseball - Basketball - Boxing (amateur) - Canoeing - Crazy Catch - Cricket - Crossbow Shooting - Curling - Dodgeball - Fell Running - Fencing - Floorball - Football - Golf - Hockey (Field) - Hockey (Inline) - Hockey (Roller) - Iaido - Kayaking - Martial Arts - Pole Dancing - Pole Fit - Ringette - Rock-it-Ball - Rogaining - Rounders - Shooting - Softball - Stoolball - Tchoukball - Trampoline - Triathlon - Tri-Golf - Vigoro - Windsurfing -

Category C

Abseiling - American Football - Archery - BMX - Bowhunters - Camogie - Cross Country Skiing - Cycling - Gymnastics - Hurling - Ice Hockey - Lacrosse - Mountain Biking - Sailing - Scuba Diving - Surf Life Saving - Surfing - Wakeboarding - Water Skiing -

Category D

Australian Rules Football - Climbing (Indoor) - Gaelic Football - Parachuting - Skiing (on-piste) - Snowboarding (on-piste) -

Fitness and Dance Classes - Category A

Aerial Hoop Dancing - Aerial Silk Dancing - Aerobics - Aqua Zumba - Ballet Dancing - Ballet Fit - Belly Dancing - Body Attack - Body Balance - Body Combat (Non Contact) - Body Jam - Body Pump - Body Step - Body Vive - Bokwa - Boot Camp - Boxercise - British Military Fitness - Buggy Fit - Burlesque Fit - Calisthenics - Chair Based Exercise - Chi-Yoga - Circuit Training - CobraFIT - Contra Dancing - Country Dancing - Cross Fit - CX Work - Exercise Class - Fit Steps - Fitball Classes - Flamenco Dancing - Folk Dancing - Grit Cardio - Grit Plyo - Grit Strength - Hip Hop Fit - Hip-Hop Dancing - Hula Hoop Classes - Indian Club Swinging - Insanity Workout - Jazz Dancing - Jazzercise - Jumpstyle - Just Jhoom - Kanga Training - Latin Dancing - Latin Fit - Les Mills - Martial Arts Based Fitness (Non Contact) Classes - Modern Dancing - Pilates - Pre & Post Natal Fitness Classes - RPM - Running (indoor, cross country, path, road) - Salsa Dancing - Salsa Fit - Sh'Bam - Skipping Classes - Spinning Classes - Street Dancing - Swing Dancing - Tai Chi - Tap Dancing - Tap Fit - Urban Dancing - Water Exercise - Yoga - Zumba - Zumba Gold - Zumba in the Circuit - Zumba Sentao - Zumba Toning - Zumbatonics - Zumbini -

Personal Trainer - Category A

Exertrain Practitioner - Fitness FX - Friskis & Svettis - General Exercise Class - Gymnasium Instruction - Gyrotonic Instruction - Kettlebells - Les Mills - Metafit - Personal Training - Powerplate - Rebounding - Running (indoor, cross country, path, road) - Sports Massage (not in isolation) - Thump Boxing - TRX Training - ViPR -

Martial Arts - Category B

Aiki Jujitsu - Aikido - Bujutsu - Capoeira - Choy Lee Fut - Freestyle Kung Fu - Hapkido - Iaido - Japanese Karate - Jeet Kune Do - Judo - Jujutsu - Karate - Kempo - Kendo - Korken Karate - Kung Fu - Kyudo - Laido - Ninjutsu - Preying Mantis - Qi Gong - San Soo Kung Fu - Savate - Shindo Junen Ryu - Shotokan - Taekwondo - Tai Chi Chuan - Tang Soo Do - Wing Chun - Wing Tsun - Wushu - Yoseikan Budo -