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Underwritten by Aviva Insurance Limited

Sports Team Insurance

Specialist insurance for sports teams

Specialist sports team insurance through Insure4Sport is for amateur sports teams covering a wide variety of different team-based sports – from football to water polo to cheerleading. Sports team insurance policies are suitable for teams that meet regularly and play all year round, as well as groups that only get together every so often or play abroad.

Having sports team insurance in place can help financially protect every member of your team in case of an accident or injury. Policies through Insure4Sport allow you to pick from a range of cover options, including Public Liability, Professional Indemnity, Personal Accident, Loss of Earnings, Employers’ Liability and Sports Equipment cover.

If you’re a sports coach or an individual player, visit our dedicated pages to learn more about the cover options available to you.

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Why choose Insure4Sport for sports team insurance?

  • FREE Multi-Sports Cover

    Insure4sport arranges multi-sport cover for over 400 sports & activities.

    Multi-sports cover

  • FREE £250 Equipment Cover

    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

  • Rated 'Excellent' on Trustpilot

    Rated Excellent on Trustpilot and insurance provided by Aviva.

    Read customer reviews

Sports club insurance

Looking for sports club insurance?

Find out more about how to insure your sports club and protect your building and equipment with buildings and contents insurance. 

Sports club insurance

What does sports team insurance cover?

Sports team insurance

  • Professional indemnity – up to £5m
  • Public liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
  • Employers’ Liability
  • Personal accident – covers accidental injury or death, dental treatment, and more following an accident as a result of participating in sports
  • Theft, loss and damage to sports equipment
  • Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
  • Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
  • Worldwide cover
  • Any claims not arising from participating in the sport your team are insured for
  • Any liability for damage to property belonging to your team or in your team’s care (excluding premises and other property you temporarily occupy for the purpose of your sport)
  • Loss or theft of any equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
  • Any claims for equipment without evidence of ownership
  • Theft, loss or damage to mobile phones


For more information, visit our Important Documents page.

Why should I consider sports team insurance?

You may want to consider getting team sports insurance to help provide financial protection in a range of situations, such as:

  • One of your team’s coaches provides guidance to a player, which results in the player suffering an injury
  • A member of your team suffers an injury during a match or training session and requires physio treatment, or is unable to work
  • Training equipment belonging to your team is damaged, lost, or stolen
  • You employ a physio who injures themselves while running to treat a player, and they decide to make a claim against you
     
sports team insurance

What sports teams are covered by sports team insurance

Team sports insurance through Insure4Sport can cover a wide range of sports teams, such as:

Sports team insurance FAQs
  • The cost of insuring your sports team through Insure4Sport will vary depending on the type and level of cover you want. You can find out the cost of your policy today by getting a quick online quote.

  • Sports team insurance through Insure4Sport can include Worldwide cover, which extends your policy to cover your team when participating in your chosen sport while you travel.

Insure4Sport blog 

From the gym to the pitch, discover expert tips and practical advice to help you up your game, whether you’re a fitness professional or just starting your sporting journey.

Read our sports blog

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If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!

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Got a question? Call our UK call centre 08000 92 92 68

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Insure4Sport® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.