Specialist gymnastics insurance through Insure4Sport
Gymnastics is a demanding sport on the body, requiring a high level of skill and accuracy. From tumbling on floor, to performing tricks on beam, all gymnastics events require accuracy with potential risks of accidents to yourself or others and damage to equipment.
Gymnastics insurance through Insure4Sport is designed to help financially protect gymnasts with specialist insurance cover.
Why choose Insure4Sport for gymnastics insurance?
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Types of gymnastics insurance
Gymnastics insurance: This option is designed for individual gymnasts and can include Personal Accident, Public Liability and equipment cover.
Gymnastics instructor insurance: Available for gymnastics instructors with an accreditation from the appropriate governing body, such as British Gymnastics. This policy can include options available with an individual policy, with the addition of options such as Public Liability with Professional Indemnity and Employers’ Liability cover.
Gymnastics team insurance: If you’re part of a team and looking to insure a group of people, this option gives all members the same level of financial protection.
What does gymnastics insurance cover?
Gymnastics insurance
- Public Liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
- Personal Accident – covers accidental injury or death, dental treatment, and more following a gymnastics related accident
- Loss of Earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
- Theft, loss and damage to gymnastics equipment up to £50k
- Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
- Worldwide cover
- Any claims not arising from gymnastics-based activities
- Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for gymnastics activities)
- Loss or theft of any gymnastics equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
- Any claims for gymnastics equipment without evidence of ownership
- Theft, loss or damage to mobile phones
For more information, visit our Important Documents Page.
Why consider gymnastics insurance?
Whether you’re well-trained on pommel horse, a beginner on the bars or part of a team ready to perform a group floor routine, specialist gymnastics insurance can help financially protect you should the worst happen.
Insurance for gymnastics can provide Personal Accident cover should you hurt yourself or someone else while performing a gymnastics activity. If the gymnastics-related injury prevented you from working, this cover could provide up to £750 per week compensation for 52 weeks, with a 14-day excess.
With lots of different apparatus and movement around the gym, it is easy for your equipment to be lost, stolen or damaged. Specialist gymnastics insurance can also help financially protect you should this happen during or after a gymnastics event or training session.
As a coach, gymnastics insurance can also provide Public Liability with Professional indemnity cover and Employers’ Liability cover, should an employee make a claim against you if they were to sustain an injury or illness while working for you.
Looking for gymnastics club insurance?
Find out more about how you can financially protect your club through gymnastics insurance, including building and contents insurance.
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Gymnastics insurance policies through Insure4Sport can vary in cost depending on the level and type of cover you choose. The variation in policy can include whether you choose an individual gymnastics policy or gymnastics coaching insurance and what optional extras you may want to add to your policy, such as worldwide cover. Getting a quick online quote is the easiest way to determine the cost of your policy.
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There are no maximum age restrictions with a gymnastics insurance policy through Insure4Sport. However, those under 18 must have a parent or guardian added to their policy.
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Gymnastics insurance through Insure4Sport does not cover trampolining. However, you can be insured for trampolining through a specific trampolining insurance policy. This can be selected when getting a quote online.
This includes a maximum of eight participants per trampoline, and only one individual on the trampoline at a time.
All coaches must hold a current recognised trampolining qualification for the level and skill set they are coaching, and an experienced spotter must also be in place that is suitable to the size of the participant.
Operation of trampolines must be carried out in accordance with British Gymnastic guidelines.
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