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Gym Member Insurance

Specialist gym public liability insurance through Insure4Sport

It doesn’t matter if you’re a newfound gym goer or you’ve been going regularly for years, gym member insurance through Insure4Sport is designed to help protect you when working out.

Going to the gym and pushing your body to its limits can carry several risks. Accidents can also happen when using specialist equipment, be it weights, cardio machines, or in group classes. However, gym member and gym liability insurance can help safeguard against these risks should anything go wrong.

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Why choose Insure4Sport for gym member insurance?

  • FREE Multi-Sports Cover

    Insure4sport arranges multi-sport cover for over 400 sports & activities.

    Mult-sports cover

  • FREE £250 Equipment Cover

    Get cover for theft, loss or accidental damage of your equipment when purchasing a policy.

  • Rated 'Excellent' on Trustpilot

    Rated Excellent on Trustpilot and insurance provided by Aviva.

    Read customer reviews

What does gym member insurance cover?

Gym member insurance

  • Public Liability – up to £10m for accidental bodily injury to a third party (and damages in respect of such) and accidental damage to third-party property
  • Personal Accident – covers accidental injury or death, dental treatment, and more following an accident as a result of gym-based activities
  • Loss of earnings – up to £750 per week for up to 52 weeks. An excess of 14 days applies
  • Theft, loss and damage to gym equipment
  • Hospitalisation compensation – if you are admitted as an in-patient for more than 24 hours
  • Worldwide Cover
  • Any claims not arising from gym-based activities
  • Any liability for damage to property belonging to you or in your care (excluding premises and other property you temporarily occupy for gym activities)
  • Loss or theft of any gym equipment left unattended unless there is evidence of forced entry and/or exit to or from any premises, changing room, or any securely locked locker or similar places of storage
  • Any claims for gym equipment where you cannot provide evidence of ownership
  • Theft, loss or damage to mobile phones

 

For more information visit our Important Documents Page.

Why consider specialist gym member insurance?

Gyms are often very busy environments, full of heavy, specialist equipment, so accidents aren't uncommon.

Gym member insurance through Insure4Sport can help cover some or all of the costs involved if:

  • You accidentally cause an injury to another person or their property while at the gym
  • Your personal gym equipment or other belongings are lost, stolen or accidentally damaged
  • You suffer a serious injury while working out

What gym activities are covered?

Gym member insurance through Insure4Sport covers a wide range of gym-based activities, including TRX training.

 

You can also get cover for participating in Strongman or Strongwoman events and competitions. Check out our full list of sports to make sure we can cover yours.

Calisthenics

Cross Training

Kettlebells

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FREE multi-sports cover

Partake in other sports outside of the gym? You could benefit from free multi-sports cover through Insure4Sport.

Multi-sports cover

Gym member insurance FAQs
  • Insurance is not a legal requirement to go to the gym in the UK.

    However, while some gyms may provide a basic level of cover for their members, this may not necessarily cover all the risks associated with gym training. That’s why you may want to consider specialist protection for peace of mind when going to the gym.

    With gym member insurance through Insure4Sport, you can choose the cover you need from a range of available options, including Personal Accident, Gym Public Liability Insurance, Equipment Cover, and more.

  • The cost of gym member insurance through Insure4Sport will vary depending on the type and level of cover  you decide to take out. Get a quote online to see what yours could cost based on your requirements. 

  • No, not solely on a gym member policy. However, if you work as a PT or fitness instructor  and therefore have Professional Indemnity cover on your policy,  this can provide financial protection should a client make a claim against you for an injury they sustained while following your advice.

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Refer your friends and you’ll both be rewarded

If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!

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Explore the latest sports news, tips and advice

Insure4Sport blog

Sports tips & advice

From the gym to the pitch, discover expert tips and practical advice to help you up your game. Whether you’re a fitness professional or just starting your sporting journey, our blog covers it all.

Read our sports blog

Health and safety tips for sports coaches

Plan your sessions safely

Need some general tips before performing a risk assessment? Explore these key health and safety tips before your next session.

See health and safety tips for sports coaches

Got a question? Call our UK call centre 08000 92 92 68

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Insure4Sport® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.