Specialist gym and fitness studio insurance
Gym insurance is available through Insure4Sport, a trusted UK insurance specialist, covering gyms, sports clubs, and leisure clubs.
With years of experience arranging insurance for gyms and sports facilities, the Insure4Sport team can help you build a policy from the options available, depending on your needs.
Policies can help to protect the facility and building, gym equipment, and the people using it. This makes the cover ideal for gym operators, as well as Personal Trainers and Fitness Instructors running their own business.
Looking for personal or individual cover?
What can specialist gym insurance cover?
Gym & studio insurance
Buildings - Help to financially protect your gym or studio in case it’s damaged and needs repair.
Contents - Help to financially protect your building contents from theft, loss, or accidental damage.
Public liability - Financial protection for your coaches and players from third-party injury and property damage.
Gym equipment cover - Financial protection if your gym or studio equipment such as weights, treadmills or reformer pilates equipment is stolen, lost or damaged.
Employers’ liability - Financial protection if an employee gets injured or becomes ill as a result of the work they do for you, even if they are volunteers.
Business interruption - To help cover loss of gross revenue or profit as a result of property damage such as fire or floods.
Why should you consider gym insurance?
Insurance for your gym or fitness studio is an important consideration as it can help financially protect your business and you, your employees and gym members against the risks associated with owning your own gym.
Gym business insurance
Gym insurance can cover public liability, which can help financially cover incidents such as if a gym member were to injure themselves whilst on the premises and deem the gym or one of your employees responsible. It can also cover Employers’ Liability insurance, which is a legal obligation if you employ members of staff in the UK.
If you were forced to close your gym or studio unexpectedly because of events out of your control, such as if the building was impacted by floods or fire, your gym business could experience a substantial loss of revenue. Business interruption cover could help you cover lost income and manage salaries or rent, if your business cannot operate.
Gym equipment insurance
A gym or studio insurance policy through Insure4Sport can also provide you with buildings and contents cover, which helps to financially protect you if your gym is damaged and needs repair. This can also cover accidental damage, loss, or theft of your gym equipment.
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Insure4Sport arranges cover for many types of fitness studios. Common types of studio policies include yoga studio insurance, dance studio insurance, Pilates studio insurance and pole fitness studio insurance.
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How much your gym insurance will cost will depend on several factors, including:
• The size of your business
• The location of your business
• The level of cover you needThe best way to get an accurate cost for gym insurance is to contact the Insure4Sport team on 0800 158 5530.
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Public liability insurance can help to financially protect you and your employees if someone gets injured due to your equipment or building or if damage to third-party property occurs. Therefore, whilst not a legal requirement, it is an important consideration for business owners.
If your gym employs any members of staff, Employers’ Liability insurance is a legal requirement in the UK.
