Insurance Scope

Coaches - Your Insure4Sport insurance policy allows the insured coach(es) to instruct and/or play all sports up to and including their chosen insurance risk group* on the condition that they are qualified to a minimum standard as recognised by the UK National Sport Governing Body for the sport(s) being instructed or otherwise agreed and recorded by us. Coaches must adhere to the coach to participant ratio as stated below.

Individuals – Your Insure4Sport insurance policy allows the insured to participate in all sports up to the risk group level of their primary sport.

Risk Group A
Ratio
Angling

1:10

Athletics

1:10

Badminton

1:16

Billiards

Unlimited

Bocce

1:20

Boccia

1:12

Bowls

Unlimited

Cheerleading

Unlimited

Chess

Unlimited

Childrens Multi-Sports

1:16

Croquet

Unlimited

Dance (1)
See Below
Darts

1:10

Diving (Board)

1:6

Fishing

Unlimited

Fitness Class Instructor (1)
See Below
Goalball

1:16

Gym Member

Handball

1:16

Cat A Sport

Unlimited

Ice Skating

1:10

Inline Skating

1:10

Korfball

1:16

Marching

1:20

Netball

1:16

Nordic Walking

1:20

Octopush

1:16

Orienteering

1:20

Parachute Games (ground only)

1:25

Personal Trainer (2)
See Below
Petanque

1:16

Powerlifting

1:6

Racquet Ball

1:16

Roller Skating

1:16

Rowing

1:20

Running (indoor cross country path road)

1:25

Snooker

Unlimited

Squash

1:6

Swimmers with disabilities

1:8

Swimming (pool)

1:12

Synchronised Swimming

1:20

Table Tennis

1:20

T-ball

1:16

Ten Pin Bowling

1:20

Tennis (inc Mini and Short)

1:20

Touch Football

1:16

Touch Rugby

1:16

Ultimate Frisbee

1:12

Volleyball

1:16

Water Polo

1:16

Weight Lifting

1:10

Fight Klub

Unlimited

Risk Group B
Ratio
Baseball

1:16

Basketball

1:16

Boxing (amateur)

1:6

Canoeing

1:8

Crazy Catch

1:16

Cricket

1:20

Crossbow Shooting

1:6

Curling

1:16

Dodgeball

1:16

Fell Running

1:16

Fencing

1:6

Floorball

1:16

Football

1:16

Golf

1:20

Hockey (Field)

1:16

Hockey (Inline)

1:16

Hockey (Roller)

1:16

Cat B Sport

Unlimited

Kayaking

1:8

Martial Arts (3)

1:16

Padel Tennis

1:20

Pole Dancing

Unlimited

Pole Fit

Unlimited

Ringette

1:16

Rock-it-Ball

1:16

Rogaining

1:16

Rounders

1:16

Shooting

1:6

Softball

1:16

Stoolball

1:20

Swimming (open water)

1:10

Tchoukball

1:16

Trampoline

1:6

Triathlon

1:16

Tri-Golf

1:16

Vigoro

1:20

Paddleboarding

1:10

Risk Group C
Ratio
Abseiling

1:10

Archery

1:12

BMX

1:12

Bowhunters

1:6

Camogie

1:10

Cross Country Skiing

1:10

Cycle

1:20

Gymnastics

1:8

Hurling

1:12

Cat C Sport

Unlimited

Ice Hockey

1:16

Lacrosse

1:16

Mountain Biking

1:20

Sailing

1:10

Scuba Diving

1:8

Surf Life Saving

1:12

Surfing

1:10

Wakeboarding

1:8

Water Skiing

1:8

Windsurfing

1:10

Bodyboarding

1:10

Segway

1:10

Risk Group D
Ratio
American Football

1:16

Australian Rules Football

1:16

Climbing (Indoor)

1:10

Gaelic Football

1:16

Gridiron

1:16

Cat D Sport

Unlimited

Parachuting

1:10

Rugby League

Rugby Union

Skiing (on-piste)

1:10

Snowboarding (on-piste)

1:10

(1)Fitness & Dance Classes (Risk Group A)

Aerial Hoop Dancing

Unlimited

Aerial Silk Dancing

Unlimited

Aerobics

Unlimited

Aqua Zumba

1:20

Ballet Dancing

Unlimited

Ballet Fit

Unlimited

Belly Dancing

Unlimited

Body Attack

Unlimited

Body Balance

Unlimited

Body Combat (Non Contact)

Unlimited

Body Jam

Unlimited

Body Pump

Unlimited

Body Step

Unlimited

Body Vive

Unlimited

Bokwa

Unlimited

Boot Camp

Unlimited

Boxercise

Unlimited

British Military Fitness

Unlimited

Buggy Fit

1:20

Burlesque Fit

Unlimited

Calisthenics

1:20

Chair Based Exercise

Unlimited

Chi-Yoga

Unlimited

Circuit Training

Unlimited

CobraFIT

Unlimited

Contra Dancing

Unlimited

Country Dancing

Unlimited

Cross Training

1:8

CX Work

Unlimited

Exercise Class

Unlimited

Fit Steps

Unlimited

Fitball Classes

Unlimited

Fitness Class Instructor

Unlimited

Fitness Class Participant

1:

Flamenco Dancing

Unlimited

Folk Dancing

Unlimited

Grit Cardio

Unlimited

Grit Plyo

Unlimited

Grit Strength

Unlimited

Hip Hop Fit

Unlimited

Hip-Hop Dancing

Unlimited

Hula Hoop Classes

Unlimited

Indian Club Swinging

Unlimited

Insanity Workout

Unlimited

Jazz Dancing

Unlimited

Jazzercise

Unlimited

Jumpstyle

Unlimited

Just Jhoom

Unlimited

Kanga Training

1:10

Latin Dancing

Unlimited

Latin Fit

Unlimited

Les Mills

Unlimited

Martial Arts Based Fitness (Non Contact) Classes

Unlimited

Modern Dancing

Unlimited

Pilates

Unlimited

Pre and Post Natal Fitness Classes

1:10

RPM

1:30

Salsa Dancing

Unlimited

Salsa Fit

Unlimited

Sh'Bam

Unlimited

Skipping Classes

Unlimited

Spinning Classes

1:30

Street Dancing

Unlimited

Swing Dancing

Unlimited

Tai Chi

Unlimited

Tap Dancing

Unlimited

Tap Fit

Unlimited

Urban Dancing

Unlimited

Water Exercise

1:20

Yoga

Unlimited

Zumba

Unlimited

Zumba Gold

Unlimited

Zumba in the Circuit

Unlimited

Zumba Sentao

Unlimited

Zumba Toning

Unlimited

Zumbatonics

Unlimited

Zumbini

Unlimited

(2)Personal Trainer (Risk Group A)

Exertrain Practitioner

1:12

Fitness FX

Unlimited

Friskis and Svettis

Unlimited

General Exercise Class

Unlimited

Gymnasium Instruction

1:5

Gyrotonic Instruction

Unlimited

Kettlebells

Unlimited

Metafit

Unlimited

Personal Training

1:5

Powerplate

Unlimited

Rebounding

Unlimited

Sports Massage

1:1

Thump Boxing

Unlimited

TRX Training

1:5

ViPR

Unlimited

(3)Martial Arts recognised by this insurance (Risk Group B)

Aiki Jujitsu

1:16

Aikido

1:16

Bujutsu

1:16

Capoeira

1:16

Choy Lee Fut

1:16

Freestyle Kung Fu

1:16

Hapkido

1:16

Japanese Karate

1:16

Jeet Kune Do

1:16

Judo

1:16

Jujutsu

1:16

Karate

1:16

Kempo

1:16

Kendo

1:16

Korken Karate

1:16

Kung Fu

1:16

Kyudo

1:16

Laido

1:16

Ninjutsu

1:16

Preying Mantis

1:16

Qi Gong

1:16

San Soo Kung Fu

1:16

Shindo Junen Ryu

1:16

Shotokan

1:16

Taekwondo

1:16

Tai Chi Chuan

1:16

Tang Soo Do

1:16

Wing Chun

1:16

Wing Tsun

1:16

Wushu

1:16

Yoseikan budo

1:16

Important: If weapons are used, these must be blunted or padded with participants wearing protective equipment.

*Risk group A Insurance can instruct sports within risk group A only. Risk group B Insurance can instruct sports within risk group A and B only. Risk group C Insurance can instruct sports within risk group A, B & C only. Risk group D Insurance can instruct sports within all risk groups. Subject to the Coach / Instructor being qualified to a minimum standard as recognised by the UK National Sport Governing Body for the sport(s) being instructed.

Insure4Sport® is a registered trademark and is a trading name of JRW Group Services Ltd which is Authorised and Regulated by the Financial Conduct Authority. Registered in England No. 04507332