FAQs on Specialist Sports & Instructor Insurance Cover

Frequently Asked Questions

I’m not a professional coach, I just do it in my spare time, do I still need insurance?

Regardless of your professional standing, it is an unfortunate fact of life that accidents happen. And in some cases the injured party may wish to pursue a claim for compensation. Although you may not be specifically at fault you could be liable to pay costly legal fees and damages. In fact you may find that some organisations (schools and colleges particularly) insist that you have relevant qualifications, security checks and insurance cover before being allowed to coach.

What sports do you cover?

We have worked hard to ensure that the most popular participation sports in the UK are covered which means you’ll find some the most popular sports such as Football, Athletics, Cricket, Swimming, Gymnastics and Aerobics alongside some that you may not be so familiar with like Korfball, T-ball and GridIron. We can provide specialist cover for coaches and instructors in over 90 different types of sports, to see a full list click here.

I coach multiple sports will you still cover me?

Absolutely, our policies are designed around you. Use our quick quote system to get a price based on your requirements. You can select up to 6 different sports.

I sometimes coach overseas, can I include this?

No problem. Once into the on-line application form you can select from Great Britain only, Great Britain & Northern Ireland, Europe or Worldwide.

I can’t find my particular sport on the list; does that mean I can’t get cover?

Not necessarily. We are continually improving our offering, and therefore should be able to offer you the cover you require. Your sport may well be included within a different sports heading for example. If you can’t find your sport on the list either use the search facility or email us at admin@insure4sport.com. Alternatively give us a call on 0800 158 5530 to see if we can help you further.

I am newly qualified, will this affect my premium?

No, as long as you hold a qualification recognised by the UK National Governing Body for the Sport coached or instructed as selected on your application.

I don’t hold the recognised qualification, is there any way I can benefit from insurance cover?

Under certain circumstances we can offer you insurance. If a ‘self certification’ only qualification is held, then coaching or instruction may be given but only whilst supervised by a fully qualified coach as above.

I would like to insure more than one person on the policy, is this possible?

Yes, insure4sport specialist sports insurance policies are designed to offer you a more personalised insurance service. You can add up to 12 coaches / trainers to your policy.

What do I do if I need to make a claim?

All the details are in your policy documents, however should you need to make a claim simply download the relevant claim form Equipment, Liability, Personal Accident or call 0800 158 5530

What if my circumstances change?

You must notify us as soon as possible of any change in circumstance that may affect your insurance.
Simply call us on 0800 158 5530 or write to Customer Services Department, insure4sport, The Royals,
Altrincham Road,  Manchester, M22 4BJ 
If you fail to notify us of any changes in circumstances that then give rise to a claim it could invalidate your insurance

I’d like to speak to a person, is there someone I can call?

Yes, we have specialist sport insurance agents who will answer any of your questions in our UK based customer services centre. Please call us on
0800 158 5530 and we will be happy to help with your enquiry.

What if I change my mind?

We offer a complete peace of mind money back guarantee. If you change your mind within 14 days of taking out the policy we’ll refund your premium in full.

I’ve just taken out an insure4sport policy and have found the exact cover cheaper elsewhere, what can I do?

We are so sure that this will not happen we offer a lowest price guarantee for policies purchased within a 30 day period. Show us that you can obtain the exact same levels of insurance for less and we’ll refund you the difference.

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To see all the sports that we cover view full list

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